Website reputation report

koho.ca

Last checked 1 month ago · Point-in-time assessment

76/100Technical Safety ScoreIndependent technical assessment, not a visitor rating
Would you recommend this page? No community votes yet 0/0 Your vote is for this page in this report only—not the entire website. No account required · One vote per browser.
Captured homepage of koho.ca in the current scan
Website screenshot from the current report

Share report

● Evidence is limited

What is this website?

Discover KOHO, the ultimate fintech savings tool for Canadians nationwide. Get a no-fee reloadable Mastercard and app for real-time insights and easy saving.

No listed local patterns observedHomepage-only analysis is not a malware clearance. Read the scope and findings below.

76/100Safety Score
75%Evidence Confidence
Trust Radar evidence profile Eight evidence dimensions from zero to one hundred. Exact values surround the chart. Threat Intelligence55 Domain History91 Infrastructure92 Website Security95 Security Hygiene80 Transparency58 Reputation50 Operational Stability85
Trust RadarEight observed factors. Select one to inspect its evidence.

How to read this report

Safety Score evaluates observed signals. Evidence Confidence measures how complete, direct, fresh, and consistent those signals are.

No automated scan can guarantee that a website is safe.

Current report context

What changed since the last scan

  • No earlier report to compare
What this scan could verify · 6 observed, 0 unavailable
DNS observed
Registration lookup observed
Network observed
TLS observed
Website response observed
Website content observed

Unavailable and unperformed checks are not clean results. The detailed evidence below remains the source for each conclusion.

Report an inaccuracy in this report →

Independent evidence brief

What we observed about koho.ca

Updated Oct 2, 2026

The latest scan examined 10 public pages on koho.ca. Website descriptions below come from the site itself. Registration, connection and threat findings were checked separately.

Purpose and visible content

On its About page, the site says: Discover KOHO, the ultimate fintech savings tool for Canadians nationwide. Get a no-fee reloadable Mastercard and app for real-time insights and easy saving.

Registrar and domain history

Registered on Oct 24, 2014. Registrar: Go Daddy Domains Canada, Inc.

Recorded expiry date: Oct 24, 2027. Registry data can change.

Connection and hosting evidence

The checked homepage returned HTTP 200 in about 1000 ms.

A valid TLS certificate was observed, expiring Nov 27, 2026.

Threat checks and score context

External malware-provider coverage was unavailable. The report does not treat this missing check as a clean result.

Safety Score: 76/100. Evidence Confidence: 75%. These measure different things.

Community reviews of koho.ca

No approved reviews yet ☆☆☆☆☆

Visitor experiences are separate from the independent technical Safety Score.

Visitor opinions remain separate from the technical Safety Score.

Public content profile

Pages reviewed on koho.ca

10 of up to 10 pages

We sampled public pages from this website to understand its subject and contact paths. The titles and short descriptions below come from the website itself. They are not endorsements or independent safety findings.

KOHO: One place for your money and lifeOpen an everyday spending account online with instant cash back & premium rewards. Join over 1.5M Canadians using KOHO's prepaid Mastercard to spend, save, build and borrow. Sign u About KOHO and Its Mission for CanadiansDiscover KOHO, the ultimate fintech savings tool for Canadians nationwide. Get a no-fee reloadable Mastercard and app for real-time insights and easy saving. Open an Account Online - Sign up for a KOHO PlanOpen an account online in minutes. Reach your financial goals with a KOHO account: one Mastercard with cash back, interest, and credit building. Contact KOHO's Helpful Customer Support Team | Made For Your MoneyReach out to KOHO anytime, 7 days a week, via our app, email, or phone. We're dedicated to supporting you with your personal finances and savings goals. Personal Finance Blog for CanadiansEmpower yourself with expert guidance on budgeting, debt, savings, and investing. Unlock essential finance resources to elevate your personal journey! Explore Meaningful Career Opportunities in Fintech at KOHO | Join Our TeamAt KOHO, we’re building the ultimate spending & savings tool for Canadians. Join our mission of financial empowerment. Prepaid Credit Cards for Businesses - Enterprise Partnerships | KOHOAchieve your business goals with KOHO’s prepaid credit cards or build, launch, and scale products to drive revenue, win customers, and boost your brand. Refer a friend, reap the rewards - KOHORefer a friend to KOHO and we’ll give you both $20, or three months free on our Extra plan — the choice is yours. KOHO Financial Affiliate Program | Join us nowJoin KOHO's affiliate program today! Earn commissions by promoting our ultimate spending & savings tool to your audience, whether you're an influencer or publisher. Fees & Cardholder AgreementThese KOHO User Terms sets out the applicable terms and conditions governing your use of products and services offered by KOHO Financial Inc.

Public page evidence

Topics and keywords observed on koho.ca

12 phrases

These phrases were extracted locally from sampled public page metadata. They are observations, not search-volume or ranking estimates.

financialTitle, H1, Meta description5 sampled pages
joinTitle, H1, Meta description3 sampled pages
canadiansTitle, Meta description4 sampled pages
savingsMeta description5 sampled pages
moneyTitle, H13 sampled pages
accountTitle, H1, Meta description2 sampled pages
openTitle, H1, Meta description2 sampled pages
personalTitle, H1, Meta description2 sampled pages
savings toolMeta description3 sampled pages
open anTitle, Meta description2 sampled pages
buildH1, Meta description3 sampled pages
goalsMeta description3 sampled pages

At a glance

Key findings

✓

Report is current

The displayed evidence comes from the published immutable scan.

i

Confidence is separate

Unavailable evidence is shown as missing and never counted as clean.

!

Verify before sensitive actions

Check the exact URL and context before payments, credentials, or downloads.

Fully explainable

Why this score?

Versioned weights
Threat IntelligenceWeight 25%
55/100

Threat providers were unavailable. The neutral uncertainty baseline is not a clean verdict.

Domain HistoryWeight 10%
91/100

Domain registration age and expiry were checked.

InfrastructureWeight 10%
92/100

Observed DNS records and network address were checked.

Website SecurityWeight 15%
95/100

Observed certificate validity and TLS protocol were checked.

Security HygieneWeight 15%
80/100

Observed security header values were checked for basic protective settings. Empty values, disabled HSTS and unrecognized values receive no credit. This is not a complete browser-policy validation.

TransparencyWeight 5%
58/100

Observed site metadata and About page were checked. Publisher-supplied details are not independently verified.

ReputationWeight 5%
50/100

Popularity is weak context, not proof of safety. Unranked sites use a neutral baseline.

Operational StabilityWeight 15%
85/100

Observed HTTP status and final connection scheme were checked.

Server-side analysis

Automated security checks

Local antivirus and phishing checks

ClamAV · homepage HTMLLocal antivirus is not enabled
Phishing.Database · exact hostnameLocal feed snapshot unavailable

Sampled scripts and pages

Resource antivirus is not enabled

0 resources checked · 1 script links observed on the homepage. Partial resource coverage.

ClamAV inspects the fetched homepage HTML on our server. New scans also sample up to four linked scripts and two collected internal pages, with size and time limits. Scripts are not executed. Other downloads, private server files and logged-in pages remain outside this check. A signature match needs investigation and can be a false positive. No match is not a whole-site safety guarantee.

Exact hostname lookup uses a downloaded Phishing.Database snapshot. It does not send this domain to an external lookup API or mark sibling subdomains as harmful. Not listed does not mean safe. Snapshot age is download age, not proof that every entry was recently revalidated.

Homepage HTML only · Eight local rule families · local-security-v2

Checks use the fetched page and redirect chain. Scripts are not executed, forms are not submitted, and linked files are not downloaded. This is not a malware clearance.

Page resource inventory

Linked scripts1
Inline scripts57
Embedded frames0
External script hosts1

Counts describe the sampled HTML, not every resource loaded by the browser. External resources are common and are not automatically harmful.

Partial analysis. Only the first 512 KiB of the page were inspected.

No listed local patterns observed. The limited rule set cannot detect every threat or behavior.

External threat intelligence

Provider coverageNot checked

Local checks do not query external reputation databases. An unavailable check is never a clean result.

Registration

Domain information

Public RDAP observation
Canonical domainkoho.ca
RegistrarGo Daddy Domains Canada, Inc
RegisteredOct 24, 2014
Domain age12 years
ExpiresOct 24, 2027
Registry statusesclient delete prohibited · client transfer prohibited · client update prohibited
Report statePublished

Infrastructure

Network & hosting

Observed endpoint, not legal location
IP address3.160.246.26
Autonomous systemUnavailable
Network organizationUnavailable
Observed countryUnavailable
CDNCloudflare
Web application firewallNot detected

At a glance

Infrastructure summary

Observed during this scan

A compact view of the connection, DNS and security surface. These observations describe what the scanner could verify at scan time and do not prove ownership or ongoing availability.

HTTP response200 · https://www.koho.ca/
Endpoint3.160.246.26
NetworkUnavailable
CDN and WAFCloudflare · Not detected
DNS surface33 records · 4 nameservers · 7 mail exchangers
Protection signals5 security headers · 4 technologies · DNSSEC unknown

Page telemetry

Observed page statistics

Safe metadata only

These counters describe the fetched response and sampled HTML. Script counts describe references in the markup, not a complete browser network log. Cookie counts cover observed response headers.

Response size537,473 bytes
HTTP check duration1,000 ms
Cookies observedUnavailable
Script resources1 · 1 external hosts
Frames and sampled checks0 frames · 0 resources checked

Encrypted transport

TLS certificate

Valid when observed
StatusValid when observed
ProtocolTLSv1.3
IssuercountryName=US, organizationName=Amazon, commonName=Amazon RSA 2048 M01
Valid fromMay 14, 2026
Valid untilNov 27, 2026
Certificate nameskoho.ca

Resolution

DNS footprint

DNSKEY status unknown

DNSKEY presence does not verify the DNSSEC signature chain. Missing records can mean no record was returned or the lookup was unavailable.

A3.160.246.26TTL —
A3.160.246.6TTL —
A3.160.246.70TTL —
A3.160.246.84TTL —
NSns-1318.awsdns-36.orgTTL —
NSns-2007.awsdns-58.co.ukTTL —
NSns-211.awsdns-26.comTTL —
NSns-528.awsdns-02.netTTL —
MX1 aspmx.l.google.comTTL —
MX10 alt3.aspmx.l.google.comTTL —
MX10 alt4.aspmx.l.google.comTTL —
MX11 mxa.mailgun.orgTTL —
MX12 mxb.mailgun.orgTTL —
MX5 alt1.aspmx.l.google.comTTL —
MX5 alt2.aspmx.l.google.comTTL —
TXT10id005go4lo2rh7ttqam0v9qdTTL —
TXTanthropic-domain-verification-dsvcq9=erVoRbgTaudGMWJXSpZv1KwzkTTL —
TXTapple-domain-verification=YOBEFEDWhCtJFZxfTTL —
TXTatlassian-domain-verification=opMpOJh+ThNvzrQE1G78MSNUJbvru3xUInldkPsocO1qFHPivYeNVpifXmyvoJuLTTL —
TXTbcn=D3EC79C4-8C62-11ED-8D04-3B2DDB58F93BTTL —
TXTfacebook-domain-verification=yb26m5skf6vh9w2sqke78iqbxh8fizTTL —
TXTgoogle-site-verification=jTTJ_DA7Kk5qCpngGzgiMxzGqaHX2rQPhnM3LiWei58TTL —
TXTgoogle-site-verification=RrUpGkp0aKmawfrBNrW7QCJ9whrvi2a_FrChCA9ZDQkTTL —
TXTgoogle-site-verification=Vn_GuHhsVnPzjjbrMsXX7Yz0Q5EluNgEt9xZcT2MBLITTL —
TXTgoogle-site-verification=ye_GdrGXbIgyxQOzVFjwkobnTizc4Y32JWaLxqPLI7ETTL —
TXTgoogle-site-verification=ZweB8UMcBVbbgRxVgvRTj_spBIpWwRmhC3Xydd7iFAkTTL —
TXTh1-domain-verification=HxUibrHUurK6u76cXLRdu2AVV57z2YJL3AYDLMXVT31gsaDcTTL —
TXTlinear-domain-verification=fyngdf4wy9j4TTL —
TXTm06e3faccafs7pkhok1s7nler2TTL —
TXTmiro-verification=059f22ceaff354afc7d445eaebd007237ccf3092TTL —
TXToscilar-inc-domain-verification-hmmnja=3zOtjiM4TinrxVxU8UzpCyAvDTTL —
TXTstripe-verification=67408B880E21B452B07151A0A1F1782B7F28F1981376255527E3387C42B2F98CTTL —
TXTv=spf1 include:_spf.google.com include:amazonses.com include:servers.mcsv.net include:spf.mailjet.com include:sparkpostmail.com a ip4:199.73.118.2/32 ~allTTL —

DNS observations · no external lookup API

Domain email protection

Exact-host SPF and DMARC observations help the owner investigate email impersonation risks. They are separate from website malware checks and do not change the Safety Score.

SPFPolicy record observed, not fully validated
DMARCPolicy record observed, not fully validated

What to do next

Review the records with your mail administrator. Inventory legitimate senders and test SPF and DKIM alignment before enforcing a stricter DMARC policy. Fix duplicate records and investigate overly permissive SPF rules.

This bounded check does not send email, probe SMTP, evaluate recursive SPF includes, verify DKIM signatures or apply organizational-domain DMARC inheritance. A missing subdomain record does not prove that no inherited protection exists. A DNS timeout is unknown, not an absent record. A policy record is not proof that messages authenticate successfully.

Responsible disclosure

security.txt

RFC 9116 observation
StatusPublished and readable
Security contacts1
Policy linkObserved
ExpiryMissing or expired

This is a public vulnerability-reporting contact file. Its presence does not prove that the website is safe and does not change the independent Safety Score.

Browser protections

Security headers

5 observed
content-security-policypresent frame-ancestors 'self' https://koho.sanity.studio https://www.sanity.io
referrer-policypresent same-origin
strict-transport-securitypresent max-age=15552000; includeSubDomains; preload
x-content-type-optionspresent nosniff
x-frame-optionspresent DENY

Response headers

Cookie protections

Passive observation

No Set-Cookie header was observed on the sampled homepage response. Other pages may set cookies separately.

Detected stack

Technologies

Bootstrap 80% Cloudflare 98% Google Analytics 94% Tailwind CSS 72%

Versions are shown only when publicly exposed by the page or response headers. An observed version is not, by itself, proof of a vulnerability.

JavaScript library advisories

JavaScript advisory analysis could not be completed or no eligible script files were sampled. No clean result is implied.

About this website

What the site says about itself

Discover KOHO, the ultimate fintech savings tool for Canadians nationwide. Get a no-fee reloadable Mastercard and app for real-time insights and easy saving.

View the site's About page ↗

This is publisher supplied information. The independent safety findings are shown separately.

Structured facts

Website identity & response

Public page metadata
Page titleKOHO: One place for your money and life
First headingThe smart way to spend, save, and borrow
DescriptionOpen an everyday spending account online with instant cash back & premium rewards. Join over 1.5M Canadians using KOHO's prepaid Mastercard to spend, save, build and borrow. Sign up in minutes!
Canonical URLhttps://www.koho.ca
Final URLhttps://www.koho.ca/
HTTP response200 · text/html; charset=UTF-8 · 1000 ms
Languageen
Structured typesFinancialService
Page page detectedhttps://www.koho.ca/learn/About page detectedhttps://www.koho.ca/about/Contact page detectedhttps://www.koho.ca/contact/
1100% evidence confidence
1100% evidence confidence
en100% evidence confidence
1100% evidence confidence
1100% evidence confidence
Security txt.expires valid100% evidence confidence
Security txt.has canonical100% evidence confidence
1100% evidence confidence
present100% evidence confidence
Local headers.csp has object src100% evidence confidence
Dns consistency.cname present100% evidence confidence
unavailable100% evidence confidence
7100% evidence confidence
4100% evidence confidence
33100% evidence confidence
Local headers.cors credentials with wildcard100% evidence confidence
Local headers.cors present100% evidence confidence
Local headers.cors wildcard origin100% evidence confidence
Local headers.csp has default src100% evidence confidence
4100% evidence confidence
1100% evidence confidence
Local headers.csp unsafe eval100% evidence confidence
Local headers.csp unsafe inline100% evidence confidence
Local headers.csp wildcard sources100% evidence confidence
1100% evidence confidence
15552000100% evidence confidence
1100% evidence confidence
1100% evidence confidence
Local headers.permissions policy present100% evidence confidence

Connection path

Redirect chain

1 recorded hops
Hop 1https://www.koho.ca/

The chain is shown exactly as observed by the scanner. A redirect is not itself a malware finding, but unexpected domains or an HTTP downgrade deserve review.

Premium monitoring

Catch downtime and security changes automatically

Regular checks, availability history, and alert emails are reserved for Premium websites. Free reports remain point-in-time scans and do not create recurring server work.

Enable monitoring for this website

Compared with the previous scan

What changed

A comparison will appear after the next completed scan.

Explainable matching

Digital fingerprint

fingerprint-v1
quiet-beacon-trace-185

Comparable components help find technically related websites. A match does not prove common ownership.

DnsHashed private comparison value
TechnologiesHashed private comparison value

Material changes only

Change history

Show change history

No meaningful changes recorded yet.

Website icon for koho.ca

Visual evidence

Website screenshot

Screenshot of koho.ca
Captured once in an isolated browser during this scan. Visual tint is an interface overlay. The original evidence is not duplicated.

For site owners

Show your verified trust report

Place this lightweight badge in your footer to show visitors an independent, dated WebsiteVirusScanner report. It can increase visitor confidence, but it never changes or guarantees the score.

Choose a badge style
Preview on your site
WebsiteVirusScanner trust badge preview

Use the current report link so visitors can verify the evidence. A badge is a transparency signal, not a paid ranking boost.

Questions about koho.ca

FAQ

Still have questions? Contact us →
Is koho.ca safe to visit?

The latest Safety Score is 76/100 with 75% Evidence Confidence. This is a point-in-time assessment of observed technical signals, not a guarantee. Check the exact address and avoid entering payment details if anything looks unusual.

Did the scan detect malware on koho.ca?

External threat-provider coverage was unavailable for this scan, so malware status is unverified.

When was koho.ca registered?

The public registry record shows Oct 24, 2014. Registration details may be privacy-protected or updated later.

Did koho.ca have a valid TLS certificate?

The scanner observed a valid TLS certificate using TLSv1.3. A valid certificate alone does not establish that the site is safe.

How does koho.ca describe itself?

The website's About page describes its purpose in the report above. This is publisher-supplied information and is separate from independent security findings.

Can a paid listing change this website's score?

No. Premium placement and owner-supplied pages are labelled separately. Technical evidence, the Safety Score and moderation decisions remain independent.

Share your experience with koho.ca

Community reviews are moderated and remain separate from the technical Safety Score.

Write review →