Website reputation report

monek.com

Last checked 2 hours ago · Point-in-time assessment

● Evidence is limited

What is this website?

Monek is a directly FCA-authorised UK payment institution (FRN 920628) with UK-based support, trusted by 18,000+ merchants processing over £5.2bn annually.

No listed local patterns observedHomepage-only analysis is not a malware clearance. Read the scope and findings below.

76/100Safety Score
75%Evidence Confidence
Trust Radar evidence profile Eight evidence dimensions from zero to one hundred. Exact values surround the chart. Threat Intelligence55 Domain History95 Infrastructure93 Website Security95 Security Hygiene70 Transparency60 Reputation50 Operational Stability85
Trust RadarEight observed factors. Select one to inspect its evidence.

How to read this report

Safety Score evaluates observed signals. Evidence Confidence measures how complete, direct, fresh, and consistent those signals are.

No automated scan can guarantee that a website is safe.

Independent evidence brief

What we observed about monek.com

Updated Oct 2, 2026

The latest scan examined 10 public pages on monek.com. Website descriptions below come from the site itself. Registration, connection and threat findings were checked separately.

Purpose and visible content

On its About page, the site says: Monek is a directly FCA-authorised UK payment institution (FRN 920628) with UK-based support, trusted by 18,000+ merchants processing over £5.2bn annually.

Registrar and domain history

Registered on Mar 4, 2004. Registrar: Cloudflare, Inc..

Recorded expiry date: Mar 4, 2027. Registry data can change.

Connection and hosting evidence

The checked homepage returned HTTP 200 in about 1000 ms.

A valid TLS certificate was observed, expiring Nov 20, 2026.

Threat checks and score context

External malware-provider coverage was unavailable. The report does not treat this missing check as a clean result.

Safety Score: 76/100. Evidence Confidence: 75%. These measure different things.

Public content profile

Pages reviewed on monek.com

10 of up to 10 pages

We sampled public pages from this website to understand its subject and contact paths. The titles and short descriptions below come from the website itself. They are not endorsements or independent safety findings.

UK Payment Gateway: Save 34% vs Stripe | MonekFCA-authorised UK payment gateway for small business. Card machines, online payments and virtual terminal at 0.99% blended (or IC++ from 0.49% above £200k turnover). Save 34% vs St About Us | MonekMonek is a directly FCA-authorised UK payment institution (FRN 920628) with UK-based support, trusted by 18,000+ merchants processing over £5.2bn annually. Contact Sales: Get a Personalised Quote | MonekSpeak to the Monek sales team for a personalised payment processing quote. No obligation, no setup fees, next-day onboarding available. Contact Support: Technical & Account Help | MonekReach the Monek support team for technical help, account queries, and payment issues. UK-based support with under 2-minute response times. Enterprise Payment Solutions: Scale & Compliance | MonekPayment processing for high-volume UK businesses, with a dedicated account manager, custom pricing, and full FCA compliance. Online Payment Gateway UK: Virtual Terminal, Pay by Link & Ecommerce | MonekAccept online payments with Monek's virtual terminal, pay-by-link, and ecommerce gateway. PCI-compliant, fast integration, and competitive rates. Card Machines for Small Business UK: From £25/month | MonekCard machines for small business from £25/month. Countertop and portable terminals with no setup fees, next-day delivery, next-day settlement, and UK support. Pay by Link UK · Send a Payment Link by Email or SMS | MonekUK Pay by Link from Monek. Send a one-time payment link by email or SMS and take a card payment in seconds. FCA-regulated, 20p per link on standard pricing, next-day settlement, Ap Virtual Terminal UK · Take Card Payments Over the Phone | MonekUK Virtual Terminal from Monek. Take card payments over the phone or by mail order straight from your browser — no card machine, no website. Included on every account, next-day set Developer API: RESTful Payment API & Webhooks | MonekIntegrate Monek payments with our RESTful API, webhooks, and sandbox environment. Comprehensive documentation, SDKs, and dedicated developer support.

Public page evidence

Topics and keywords observed on monek.com

12 phrases

These phrases were extracted locally from sampled public page metadata. They are observations, not search-volume or ranking estimates.

paymentTitle, H1, Meta description8 sampled pages
paymentsTitle, H1, Meta description6 sampled pages
pay by linkTitle, H1, Meta description2 sampled pages
virtual terminalTitle, H1, Meta description3 sampled pages
cardTitle, H1, Meta description4 sampled pages
businessTitle, H1, Meta description3 sampled pages
small businessTitle, H1, Meta description2 sampled pages
payment gatewayTitle, H1, Meta description2 sampled pages
next dayMeta description4 sampled pages
card machinesTitle, H1, Meta description2 sampled pages
uk paymentTitle, H1, Meta description2 sampled pages
accountTitle, Meta description3 sampled pages

At a glance

Key findings

✓

Report is current

The displayed evidence comes from the published immutable scan.

i

Confidence is separate

Unavailable evidence is shown as missing and never counted as clean.

!

Verify before sensitive actions

Check the exact URL and context before payments, credentials, or downloads.

Fully explainable

Why this score?

Versioned weights
Threat IntelligenceWeight 25%
55/100

Threat providers were unavailable. The neutral uncertainty baseline is not a clean verdict.

Domain HistoryWeight 10%
95/100

Domain registration age and expiry were checked.

InfrastructureWeight 10%
93/100

Observed DNS records and network address were checked.

Website SecurityWeight 15%
95/100

Observed certificate validity and TLS protocol were checked.

Security HygieneWeight 15%
70/100

Observed security header values were checked for basic protective settings. Empty values, disabled HSTS and unrecognized values receive no credit. This is not a complete browser-policy validation.

TransparencyWeight 5%
60/100

Observed site metadata and About page were checked. Publisher-supplied details are not independently verified.

ReputationWeight 5%
50/100

Popularity is weak context, not proof of safety. Unranked sites use a neutral baseline.

Operational StabilityWeight 15%
85/100

Observed HTTP status and final connection scheme were checked.

Server-side analysis

Automated security checks

Local antivirus and phishing checks

ClamAV · homepage HTMLLocal antivirus is not enabled
Phishing.Database · exact hostnameLocal feed snapshot unavailable

Sampled scripts and pages

Resource antivirus is not enabled

0 resources checked · 2 script links observed on the homepage. Partial resource coverage.

ClamAV inspects the fetched homepage HTML on our server. New scans also sample up to four linked scripts and two collected internal pages, with size and time limits. Scripts are not executed. Other downloads, private server files and logged-in pages remain outside this check. A signature match needs investigation and can be a false positive. No match is not a whole-site safety guarantee.

Exact hostname lookup uses a downloaded Phishing.Database snapshot. It does not send this domain to an external lookup API or mark sibling subdomains as harmful. Not listed does not mean safe. Snapshot age is download age, not proof that every entry was recently revalidated.

Homepage HTML only · Eight local rule families · local-security-v2

Checks use the fetched page and redirect chain. Scripts are not executed, forms are not submitted, and linked files are not downloaded. This is not a malware clearance.

Page resource inventory

Linked scripts2
Inline scripts4
Embedded frames0
External script hosts2

Counts describe the sampled HTML, not every resource loaded by the browser. External resources are common and are not automatically harmful.

No listed local patterns observed. The limited rule set cannot detect every threat or behavior.

External threat intelligence

Provider coverageNot checked

Local checks do not query external reputation databases. An unavailable check is never a clean result.

Registration

Domain information

Public RDAP observation
Canonical domainmonek.com
RegistrarCloudflare, Inc.
RegisteredMar 4, 2004
Domain age22 years
ExpiresMar 4, 2027
Registry statusesclient transfer prohibited
Report statePublished

Infrastructure

Network & hosting

Observed endpoint, not legal location
IP address104.20.29.159
Autonomous systemUnavailable
Network organizationUnavailable
Observed countryUnavailable
CDNCloudflare
Web application firewallNot detected

At a glance

Infrastructure summary

Observed during this scan

A compact view of the connection, DNS and security surface. These observations describe what the scanner could verify at scan time and do not prove ownership or ongoing availability.

HTTP response200 · https://www.monek.com/
Endpoint104.20.29.159
NetworkUnavailable
CDN and WAFCloudflare · Not detected
DNS surface12 records · 2 nameservers · 1 mail exchangers
Protection signals6 security headers · 3 technologies · DNSSEC unknown

Page telemetry

Observed page statistics

Safe metadata only

These counters describe the fetched response and sampled HTML. Script counts describe references in the markup, not a complete browser network log. Cookie counts cover observed response headers.

Response size121,739 bytes
HTTP check duration1,000 ms
Cookies observedUnavailable
Script resources2 · 2 external hosts
Frames and sampled checks0 frames · 0 resources checked

Encrypted transport

TLS certificate

Valid when observed
StatusValid when observed
ProtocolTLSv1.3
IssuercountryName=US, organizationName=Google Trust Services, commonName=WE1
Valid fromAug 22, 2026
Valid untilNov 20, 2026
Certificate names*.monek.com · monek.com

Resolution

DNS footprint

DNSKEY status unknown

DNSKEY presence does not verify the DNSSEC signature chain. Missing records can mean no record was returned or the lookup was unavailable.

A104.20.29.159TTL —
A172.66.165.63TTL —
AAAA2606:4700:10::6814:1d9fTTL —
AAAA2606:4700:10::ac42:a53fTTL —
NSanna.ns.cloudflare.comTTL —
NSdamon.ns.cloudflare.comTTL —
MX0 monek-com.mail.protection.outlook.comTTL —
TXTapple-domain-verification=F6VUuFEs-MgFWIN9T9WjC2BD4sK0TrqtD7Bi88Kc3HoTTL —
TXTatlassian-domain-verification=ma2P+1lU6MFc/F/ekphD9aIUU4GPeWgAsPtfUUWIY4QPuVd/s/6XxAcXNCsvQywjTTL —
TXTgoogle-site-verification=-j_rcZfXE8NjKtcI5zaKCJpDcqVc0yszYplxM3nd7Z4TTL —
TXTgoogle-site-verification=xDen5n2yKJ-zdeldUJqb53QNOcnOzKDzUovyrcyNUqkTTL —
TXTv=spf1 ip4:176.35.121.23 include:spf-uk.emailsignatures365.com include:mail.secure-server-hosting.com include:amazonses.com include:servers.mcsv.net include:spf.protection.outlook.com include:_spf.salesforce.com a mx -allTTL —

DNS observations · no external lookup API

Domain email protection

Exact-host SPF and DMARC observations help the owner investigate email impersonation risks. They are separate from website malware checks and do not change the Safety Score.

SPFPolicy record observed, not fully validated
DMARCPolicy record observed, not fully validated

What to do next

Review the records with your mail administrator. Inventory legitimate senders and test SPF and DKIM alignment before enforcing a stricter DMARC policy. Fix duplicate records and investigate overly permissive SPF rules.

This bounded check does not send email, probe SMTP, evaluate recursive SPF includes, verify DKIM signatures or apply organizational-domain DMARC inheritance. A missing subdomain record does not prove that no inherited protection exists. A DNS timeout is unknown, not an absent record. A policy record is not proof that messages authenticate successfully.

Responsible disclosure

security.txt

RFC 9116 observation

No readable security.txt file was observed at the standard locations. This is informational and is not evidence of malware.

Browser protections

Security headers

6 observed
content-security-policypresent default-src 'self'; script-src 'self' 'unsafe-inline' 'unsafe-eval' https:; style-src 'self' 'unsafe-inline' https:; img-src 'self' data: https:; font-src 'self' data: https:; worker-src 'self' 'unsafe-inline' blob:; connect-src 'self' https:; frame-src 'self' https:; object-src 'none'; base-uri 'self'; form-action 'self'; upgrade-insecure-requests;
permissions-policypresent geolocation=(), microphone=(), camera=(), payment=(), usb=(), magnetometer=(), gyroscope=(), accelerometer=()
referrer-policypresent strict-origin-when-cross-origin
strict-transport-securitypresent max-age=31536000; includeSubDomains
x-content-type-optionspresent nosniff, nosniff
x-frame-optionspresent SAMEORIGIN

Response headers

Cookie protections

Passive observation

No Set-Cookie header was observed on the sampled homepage response. Other pages may set cookies separately.

Detected stack

Technologies

Cloudflare 98% Tailwind CSS 72% WooCommerce 90%

Versions are shown only when publicly exposed by the page or response headers. An observed version is not, by itself, proof of a vulnerability.

JavaScript library advisories

JavaScript advisory analysis could not be completed or no eligible script files were sampled. No clean result is implied.

About this website

What the site says about itself

Monek is a directly FCA-authorised UK payment institution (FRN 920628) with UK-based support, trusted by 18,000+ merchants processing over £5.2bn annually.

View the site's About page ↗

This is publisher supplied information. The independent safety findings are shown separately.

Publisher supplied

Public contact details

These details were observed on the website, not independently verified as an active support channel.

Phone03452696645Source: https://www.monek.com/contact/sales/

Structured facts

Website identity & response

Public page metadata
Page titleUK Payment Gateway: Save 34% vs Stripe | Monek
First headingUK Payment Gatewayfor Small Business.Save 34% vs Stripe*
DescriptionFCA-authorised UK payment gateway for small business. Card machines, online payments and virtual terminal at 0.99% blended (or IC++ from 0.49% above £200k turnover). Save 34% vs Stripe. 18,000+ UK merchants.
Canonical URLhttps://www.monek.com/
Final URLhttps://www.monek.com/
HTTP response200 · text/html; charset=utf-8 · 1000 ms
Languageen-GB
Structured typesOrganization · Product · WebSite
Page page detectedhttps://www.monek.com/solutions/online-payments/About page detectedhttps://www.monek.com/resources/about/Contact page detectedhttps://www.monek.com/contact/sales/Support page detectedhttps://www.monek.com/solutions/enterprise/
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
en-GB100% evidence confidence
1100% evidence confidence
1100% evidence confidence
missing100% evidence confidence
1100% evidence confidence
Dns consistency.cname present100% evidence confidence
unavailable100% evidence confidence
1100% evidence confidence
2100% evidence confidence
12100% evidence confidence
Local headers.cors credentials with wildcard100% evidence confidence
1100% evidence confidence
Local headers.cors wildcard origin100% evidence confidence
1100% evidence confidence
4100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
Local headers.csp wildcard sources100% evidence confidence
1100% evidence confidence
31536000100% evidence confidence
Local headers.hsts preload100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence

Connection path

Redirect chain

1 recorded hops
Hop 1https://www.monek.com/

The chain is shown exactly as observed by the scanner. A redirect is not itself a malware finding, but unexpected domains or an HTTP downgrade deserve review.

Premium monitoring

Catch downtime and security changes automatically

Regular checks, availability history, and alert emails are reserved for Premium websites. Free reports remain point-in-time scans and do not create recurring server work.

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Compared with the previous scan

What changed

A comparison will appear after the next completed scan.

Explainable matching

Digital fingerprint

fingerprint-v1
clear-vector-wave-536

Comparable components help find technically related websites. A match does not prove common ownership.

DnsHashed private comparison value
TechnologiesHashed private comparison value

Material changes only

Change history

No meaningful changes recorded yet.

Website icon for monek.com

Visual evidence

Website screenshot

Screenshot of monek.com
Captured once in an isolated browser during this scan. Visual tint is an interface overlay. The original evidence is not duplicated.

For site owners

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Questions about monek.com

FAQ

Still have questions? Contact us →
Is monek.com safe to visit?

The latest Safety Score is 76/100 with 75% Evidence Confidence. This is a point-in-time assessment of observed technical signals, not a guarantee. Check the exact address and avoid entering payment details if anything looks unusual.

Did the scan detect malware on monek.com?

External threat-provider coverage was unavailable for this scan, so malware status is unverified.

When was monek.com registered?

The public registry record shows Mar 4, 2004. Registration details may be privacy-protected or updated later.

Did monek.com have a valid TLS certificate?

The scanner observed a valid TLS certificate using TLSv1.3. A valid certificate alone does not establish that the site is safe.

How does monek.com describe itself?

The website's About page describes its purpose in the report above. This is publisher-supplied information and is separate from independent security findings.

Can a paid listing change this website's score?

No. Premium placement and owner-supplied pages are labelled separately. Technical evidence, the Safety Score and moderation decisions remain independent.