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About idfspokesperson.com
A 30-year fixed mortgage was supposed to be the great American hedge against housing volatility. Lock in a rate, lock in a payment, sleep at night. That logic is breaking down in real time. According to a CNBC report on new Cotality data, roughly 65% of escrow accounts in the United States are projected to be short this year. The average shortfall is $2,157. Spread over 12 months, that is an additional $179.75 a month landing on top of a payment most homeowners thought was nailed down for the life of the loan.
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