Website reputation report

hypo.org

Last checked 1 hour ago · Point-in-time assessment

73/100Technical Safety ScoreIndependent technical assessment, not a visitor rating
● Evidence is limited

What is this website?

Discover EMF-ECBC: the leading voice for Europe’s mortgage and covered bond industry, promoting sustainable finance and market stability.

No listed local patterns observedHomepage-only analysis is not a malware clearance. Read the scope and findings below.

73/100Safety Score
70%Evidence Confidence
Trust Radar evidence profile Eight evidence dimensions from zero to one hundred. Exact values surround the chart. Threat Intelligence55 Domain History95 Infrastructure90 Website Security95 Security Hygiene55 Transparency57 Reputation50 Operational Stability85
Trust RadarEight observed factors. Select one to inspect its evidence.

How to read this report

Safety Score evaluates observed signals. Evidence Confidence measures how complete, direct, fresh, and consistent those signals are.

No automated scan can guarantee that a website is safe.

Current report context

What changed since the last scan

  • No earlier report to compare
What this scan could verify · 6 observed, 0 unavailable
DNS observed
Registration lookup observed
Network observed
TLS observed
Website response observed
Website content observed

Unavailable and unperformed checks are not clean results. The detailed evidence below remains the source for each conclusion.

Report an inaccuracy in this report →

Independent evidence brief

What we observed about hypo.org

Updated Oct 14, 2026

The latest scan examined 10 public pages on hypo.org. Website descriptions below come from the site itself. Registration, connection and threat findings were checked separately.

Purpose and visible content

On its About page, the site says: Discover EMF-ECBC: the leading voice for Europe’s mortgage and covered bond industry, promoting sustainable finance and market stability.

  • About us | EMF | ECBCDiscover EMF-ECBC: the leading voice for Europe’s mortgage and covered bond industry, promoting sustainable finance and market stability.
  • About EMF | EMF | ECBCLearn about the European Mortgage Federation (EMF): its mission, history, membership and influence shaping EU housing, regulation &…
  • About ECBC | EMF | ECBCAbout ECBC: mission, structure & role in promoting covered bonds , representing market participants & advocating for sustainable…

Registrar and domain history

Registered on May 22, 1999. Registrar: Network Solutions, LLC.

Recorded expiry date: May 22, 2027. Registry data can change.

Connection and hosting evidence

The checked homepage returned HTTP 200 in about 1000 ms.

A valid TLS certificate was observed, expiring Dec 4, 2026.

Threat checks and score context

External malware-provider coverage was unavailable. The report does not treat this missing check as a clean result.

Safety Score: 73/100. Evidence Confidence: 70%. These measure different things.

Community reviews of hypo.org

No approved reviews yet ☆☆☆☆☆

Visitor experiences are separate from the independent technical Safety Score.

Visitor opinions remain separate from the technical Safety Score.

Public content profile

Pages reviewed on hypo.org

10 of up to 10 pages

We sampled public pages from this website to understand its subject and contact paths. The titles and short descriptions below come from the website itself. They are not endorsements or independent safety findings.

European Mortgage Federation - European Covered Bond Council | EMF-ECBCDriving sustainable finance in Europe: EMF-ECBC offers data, labels, and initiatives on mortgages, covered bonds, and energy-efficient housing. About us | EMF | ECBCDiscover EMF-ECBC: the leading voice for Europe’s mortgage and covered bond industry, promoting sustainable finance and market stability. About EMF | EMF | ECBCLearn about the European Mortgage Federation (EMF): its mission, history, membership and influence shaping EU housing, regulation & sustainable finance. About ECBC | EMF | ECBCAbout ECBC: mission, structure & role in promoting covered bonds — representing market participants & advocating for sustainable funding across Europe. Contact | EMF | ECBCContact EMF-ECBC: reach out for membership, events, publications or enquiries on European mortgages and covered bonds. Articles | EMF | ECBCNews, market insights and updates from the EMF-ECBC covering the latest regulatory developments with direct or indirect impact on mortgage credit and covered bonds. Press Releases | EMF | ECBCLatest press releases - New voluntary addendum to HTT facilitates compliance with upcoming ECB requirements. The covered bond label foundation (CBLF) is ... Supporting the Real Economy and SME Financing | EMF | ECBCBy Elisa Coletti, Intesa Sanpaolo, Claudio Domingues, Millenium bpc,Oscar Meester, BNP Paribas Fortis Belgium and Stefano Patruno, Moderator of the ECBC European Secured Notes (ESN Competitiveness in the Covered Bond Market in a Changing Regulatory Landscape | EMF | ECBCBy Sanna Eriksson, Chairwoman of the ECBC, OP Mortgage Bank, Sascha Kullig, Chairman of the ECBC Fact Book Working Group, Association of German Pfandbrief Banks (vdp),Peter Jayaswa EMF Publishes Hypostat 2026 | EMF | ECBCThe European Mortgage Federation (EMF) is pleased to announce the publication today of the 2026 edition of Hypostat, the EMF-ECBC’s annual statistical publication encompassing data

Public page evidence

Topics and keywords observed on hypo.org

12 phrases

These phrases were extracted locally from sampled public page metadata. They are observations, not search-volume or ranking estimates.

emf ecbcTitle, Meta description10 sampled pages
coveredTitle, H1, Meta description7 sampled pages
covered bondTitle, H1, Meta description4 sampled pages
mortgageTitle, Meta description6 sampled pages
europeanTitle, Meta description5 sampled pages
marketTitle, H1, Meta description4 sampled pages
covered bondsMeta description4 sampled pages
sustainableH1, Meta description4 sampled pages
european mortgage federationTitle, Meta description3 sampled pages
real economyTitle, H12 sampled pages
sustainable financeMeta description3 sampled pages
regulatoryTitle, H1, Meta description2 sampled pages

At a glance

Key findings

✓

Report is current

The displayed evidence comes from the published immutable scan.

i

Confidence is separate

Unavailable evidence is shown as missing and never counted as clean.

!

Verify before sensitive actions

Check the exact URL and context before payments, credentials, or downloads.

Fully explainable

Why this score?

Versioned weights
Threat IntelligenceWeight 25%
55/100

Threat providers were unavailable. The neutral uncertainty baseline is not a clean verdict.

Domain HistoryWeight 10%
95/100

Domain registration age and expiry were checked.

InfrastructureWeight 10%
90/100

Observed DNS records and network address were checked.

Website SecurityWeight 15%
95/100

Observed certificate validity and TLS protocol were checked.

Security HygieneWeight 15%
55/100

Observed security header values were checked for basic protective settings. Empty values, disabled HSTS and unrecognized values receive no credit. This is not a complete browser-policy validation.

TransparencyWeight 5%
57/100

Observed site metadata and About page were checked. Publisher-supplied details are not independently verified.

ReputationWeight 5%
50/100

Popularity is weak context, not proof of safety. Unranked sites use a neutral baseline.

Operational StabilityWeight 15%
85/100

Observed HTTP status and final connection scheme were checked.

Server-side analysis

Automated security checks

Local antivirus and phishing checks

ClamAV · homepage HTMLNo signature match in the sampled HTML
Engine version1.5.4
Signature database date (UTC)2026-10-13T06:26:14+00:00
HTML bytes submitted152,749
Phishing.Database · exact hostnameNot listed in this snapshot
Feed downloaded (UTC)2026-10-14T00:00:09+00:00
Hosts in local snapshot386,082

Sampled scripts and pages

Resource analysis incomplete

6 resources checked · 21 script links observed on the homepage. Partial resource coverage.

ClamAV inspects the fetched homepage HTML on our server. New scans also sample up to four linked scripts and two collected internal pages, with size and time limits. Scripts are not executed. Other downloads, private server files and logged-in pages remain outside this check. A signature match needs investigation and can be a false positive. No match is not a whole-site safety guarantee.

Exact hostname lookup uses a downloaded Phishing.Database snapshot. It does not send this domain to an external lookup API or mark sibling subdomains as harmful. Not listed does not mean safe. Snapshot age is download age, not proof that every entry was recently revalidated.

Homepage HTML only · Eight local rule families · local-security-v2

Checks use the fetched page and redirect chain. Scripts are not executed, forms are not submitted, and linked files are not downloaded. This is not a malware clearance.

Page resource inventory

Linked scripts21
Inline scripts0
Embedded frames2
External script hosts0

Counts describe the sampled HTML, not every resource loaded by the browser. External resources are common and are not automatically harmful.

No listed local patterns observed. The limited rule set cannot detect every threat or behavior.

External threat intelligence

Provider coverageNot checked

Local checks do not query external reputation databases. An unavailable check is never a clean result.

Registration

Domain information

Public RDAP observation
Canonical domainhypo.org
RegistrarNetwork Solutions, LLC
RegisteredMay 22, 1999
Domain age27 years
ExpiresMay 22, 2027
Registry statusesclient transfer prohibited
Report statePublished

Infrastructure

Network & hosting

Observed endpoint, not legal location
IP address51.145.141.177
Autonomous systemUnavailable
Network organizationUnavailable
Observed countryUnavailable
CDNNot detected
Web application firewallNot detected

At a glance

Infrastructure summary

Observed during this scan

A compact view of the connection, DNS and security surface. These observations describe what the scanner could verify at scan time and do not prove ownership or ongoing availability.

HTTP response200 · https://hypo.org/
Endpoint51.145.141.177
NetworkUnavailable
CDN and WAFNot detected · Not detected
DNS surface12 records · 2 nameservers · 1 mail exchangers
Protection signals2 security headers · 4 technologies · DNSSEC unknown

Page telemetry

Observed page statistics

Safe metadata only

These counters describe the fetched response and sampled HTML. Script counts describe references in the markup, not a complete browser network log. Cookie counts cover observed response headers.

Response size152,749 bytes
HTTP check duration1,000 ms
Cookies observedUnavailable
Script resources21 · 0 external hosts
Frames and sampled checks2 frames · 6 resources checked

Encrypted transport

TLS certificate

Valid when observed
StatusValid when observed
ProtocolTLSv1.3
IssuercountryName=US, organizationName=Let's Encrypt, commonName=YR1
Valid fromSep 5, 2026
Valid untilDec 4, 2026
Certificate nameshypo-org.plesk02.djm.eu · hypo.org · www.hypo-org.plesk02.djm.eu · www.hypo.org

Resolution

DNS footprint

DNSKEY status unknown

DNSKEY presence does not verify the DNSSEC signature chain. Missing records can mean no record was returned or the lookup was unavailable.

A51.145.141.177TTL —
NSns100.worldnic.comTTL —
NSns99.worldnic.comTTL —
MX0 hypo-org.mail.protection.outlook.comTTL —
TXT_5eg5ym02foeze8abi5a5mi1yh0g15w0TTL —
TXT_y2zaa9lvnjfs2ct6436n8l2bkjgctvwTTL —
TXTc1pj6jjylpw0qcjdsgp28v55vct5bwjtTTL —
TXTgoogle-site-verification=f41vPGdK95W6_rOAfqnl-IT5FD33aAKHsN0bE99otygTTL —
TXTgoogle-site-verification=XLVNylW6fxMi7mZhUynRb6gtSrqBoYuuLvJUbAVv3GMTTL —
TXTmandrill_verify.r7rirvKFVBuISNlUdEWUuwTTL —
TXTMS=ms31988804TTL —
TXTv=spf1 mx ip4:212.76.252.50 ip4:194.78.138.138 ip4:81.243.251.241 include:spf.protection.outlook.com include:24903459.spf08.hubspotemail.net include:sendgrid.net -allTTL —

DNS observations · no external lookup API

Domain email protection

Exact-host SPF and DMARC observations help the owner investigate email impersonation risks. They are separate from website malware checks and do not change the Safety Score.

SPFPolicy record observed, not fully validated
DMARCMonitoring-only DMARC policy

What to do next

Review the records with your mail administrator. Inventory legitimate senders and test SPF and DKIM alignment before enforcing a stricter DMARC policy. Fix duplicate records and investigate overly permissive SPF rules.

This bounded check does not send email, probe SMTP, evaluate recursive SPF includes, verify DKIM signatures or apply organizational-domain DMARC inheritance. A missing subdomain record does not prove that no inherited protection exists. A DNS timeout is unknown, not an absent record. A policy record is not proof that messages authenticate successfully.

Responsible disclosure

security.txt

RFC 9116 observation

No readable security.txt file was observed at the standard locations. This is informational and is not evidence of malware.

Browser protections

Security headers

2 observed
x-content-type-optionspresent nosniff
x-frame-optionspresent SAMEORIGIN

Response headers

Cookie protections

Passive observation

No Set-Cookie header was observed on the sampled homepage response. Other pages may set cookies separately.

Detected stack

Technologies

Bootstrap 80% Nginx 93% PHP 88% Tailwind CSS 72%

Versions are shown only when publicly exposed by the page or response headers. An observed version is not, by itself, proof of a vulnerability.

JavaScript library advisories

4 sampled JavaScript files checked locally with Retire.js. Database snapshot: 2026-10-13T02:40:16.560Z.

No supported library version was identified in the sampled files. This does not establish that the scripts are safe.

A version match is not proof that the website is infected or that an issue is exploitable here. Owners should review the advisory, check whether their code is affected and test an update. Up to four external script files are sampled, not every dependency, inline script or dynamically loaded resource.

Recommended maintenance checks

NginxReview the Nginx branch and keep security patches current. Avoid exposing detailed server version headers.
PHPCheck the PHP branch against your host support policy and plan updates before the branch reaches end of security support.

About this website

What the site says about itself

Discover EMF-ECBC: the leading voice for Europe’s mortgage and covered bond industry, promoting sustainable finance and market stability.

View the site's About page ↗

This is publisher supplied information. The independent safety findings are shown separately.

Publisher supplied

Public contact details

These details were observed on the website, not independently verified as an active support channel.

Emailinfo@hypo.orgSource: https://hypo.org/
Phone+3222854035Source: https://hypo.org/contact
Phone+32477890819Source: https://hypo.org/contact
Emaillbertalot@hypo.orgSource: https://hypo.org/contact
Phone+3222854045Source: https://hypo.org/contact
Phone+32497037664Source: https://hypo.org/contact

Structured facts

Website identity & response

Public page metadata
Page titleEuropean Mortgage Federation - European Covered Bond Council | EMF-ECBC
First headingFunding the real economy & securing an affordable and sustainable future for citizens
DescriptionDriving sustainable finance in Europe: EMF-ECBC offers data, labels, and initiatives on mortgages, covered bonds, and energy-efficient housing.
Canonical URLhttps://hypo.org/
Final URLhttps://hypo.org/
HTTP response200 · text/html; charset=UTF-8 · 1000 ms
Languageen
Structured typesNone observed
Page page detectedhttps://hypo.org/newsAbout page detectedhttps://hypo.org/about-usContact page detectedhttps://hypo.org/contact
missing100% evidence confidence
1100% evidence confidence
en100% evidence confidence
1100% evidence confidence
1100% evidence confidence
Local headers.cors wildcard origin100% evidence confidence
Local headers.cors present100% evidence confidence
Local headers.cors credentials with wildcard100% evidence confidence
Local headers.csp present100% evidence confidence
12100% evidence confidence
2100% evidence confidence
1100% evidence confidence
unavailable100% evidence confidence
Dns consistency.cname present100% evidence confidence
1100% evidence confidence
Local headers.permissions policy present100% evidence confidence
Local headers.hsts present100% evidence confidence

Connection path

Redirect chain

0 recorded hops

No redirect hop was recorded for the sampled homepage.

Premium monitoring

Catch downtime and security changes automatically

Regular checks, availability history, and alert emails are reserved for Premium websites. Free reports remain point-in-time scans and do not create recurring server work.

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Compared with the previous scan

What changed

A comparison will appear after the next completed scan.

Explainable matching

Digital fingerprint

fingerprint-v1
rapid-harbor-ring-948

Comparable components help find technically related websites. A match does not prove common ownership.

DnsHashed private comparison value
TechnologiesHashed private comparison value

Material changes only

Change history

Show change history

No meaningful changes recorded yet.

Website icon for hypo.org

Visual evidence

Website screenshot

hypo.orgPreview unavailable

No usable browser image was saved. The website icon is separate from a screenshot and is not visual evidence of the page.

For site owners

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Use the current report link so visitors can verify the evidence. A badge is a transparency signal, not a paid ranking boost.

Questions about hypo.org

FAQ

Still have questions? Contact us →
Is hypo.org safe to visit?

The latest Safety Score is 73/100 with 70% Evidence Confidence. This is a point-in-time assessment of observed technical signals, not a guarantee. Check the exact address and avoid entering payment details if anything looks unusual.

Did the scan detect malware on hypo.org?

ClamAV found no signature match in the sampled homepage HTML. External scripts, downloads and private server files were not checked. This is not a whole-site malware clearance.

When was hypo.org registered?

The public registry record shows May 22, 1999. Registration details may be privacy-protected or updated later.

Did hypo.org have a valid TLS certificate?

The scanner observed a valid TLS certificate using TLSv1.3. A valid certificate alone does not establish that the site is safe.

How does hypo.org describe itself?

The website's About page describes its purpose in the report above. This is publisher-supplied information and is separate from independent security findings.

Can a paid listing change this website's score?

No. Premium placement and owner-supplied pages are labelled separately. Technical evidence, the Safety Score and moderation decisions remain independent.

Share your experience with hypo.org

Community reviews are moderated and remain separate from the technical Safety Score.

Write review →