Website reputation report

fnbo.com

Last checked 57 minutes ago · Point-in-time assessment

● Evidence is limited

What is this website?

fnbo.com is currently classified in the Banking & Lending category based on observed public pages. An About page was also found. The sampled pages were marked as English-language. Recurring page-metadata topics include business, banking, solutions.

No listed local patterns observedHomepage-only analysis is not a malware clearance. Read the scope and findings below.

77/100Safety Score
75%Evidence Confidence
Trust Radar evidence profile Eight evidence dimensions from zero to one hundred. Exact values surround the chart. Threat Intelligence55 Domain History95 Infrastructure92 Website Security95 Security Hygiene70 Transparency56 Reputation50 Operational Stability96
Trust RadarEight observed factors. Select one to inspect its evidence.

How to read this report

Safety Score evaluates observed signals. Evidence Confidence measures how complete, direct, fresh, and consistent those signals are.

No automated scan can guarantee that a website is safe.

Independent evidence brief

What we observed about fnbo.com

Updated Oct 2, 2026

The latest scan examined 10 public pages on fnbo.com. Website descriptions below come from the site itself. Registration, connection and threat findings were checked separately.

Purpose and visible content

On its About page, the site says: Growing and innovating a better bank experience starts with listening closely to our customers,and we want to hear more from you.

  • FNBO Circle | FNBOGrowing and innovating a better bank experience starts with listening closely to our customers,and we want to hear…
  • Leadership | FNBOAt FNBO, we like to think of ourselves as a "great big, small bank", large enough to provide…
  • About Us - Newsroom | FNBOWelcome to the FNBO Newsroom where you can stay up-to-date on all FNBO news while getting to know…

Registrar and domain history

Registered on Dec 1, 1994. Registrar: CSC Corporate Domains, Inc..

Recorded expiry date: Nov 30, 2026. Registry data can change.

Connection and hosting evidence

The checked homepage returned HTTP 200.

A valid TLS certificate was observed, expiring Jan 7, 2027.

Threat checks and score context

External malware-provider coverage was unavailable. The report does not treat this missing check as a clean result.

Safety Score: 77/100. Evidence Confidence: 75%. These measure different things.

Public content profile

Pages reviewed on fnbo.com

10 of up to 10 pages

We sampled public pages from this website to understand its subject and contact paths. The titles and short descriptions below come from the website itself. They are not endorsements or independent safety findings.

Personal & Business Banking and Insights | FNBOFNBO offers personal, business, commercial, and wealth solutions with branch, mobile and online banking for checking, loans, mortgages, and more. FNBO Circle | FNBOGrowing and innovating a better bank experience starts with listening closely to our customers—and we want to hear more from you. Leadership | FNBOAt FNBO, we like to think of ourselves as a "great big, small bank", large enough to provide the expertise and resources necessary to handle any financial need, yet small enough to About Us - Newsroom | FNBOWelcome to the FNBO Newsroom where you can stay up-to-date on all FNBO news while getting to know our media team. Additionally, you may download our approved logos and brand images Evergreen Credit Card | FNBOEarn Unlimited 2% Cash Back on every purchase with the Evergreen® Credit Card and a $200 cash bonus offer. Merchant Services and Solutions | FNBOMerchant services to help you manage your business. Offering POS systems to fit your needs whether you're a restaurant, retail or shop; we can help. Learn more. Business Owner Advisory Services | FNBO WealthOptimize business transition planning with business owner advisory services from FNBO. Prepare for succession and valuations. Consult our team today! Community | FNBODiscover community impact insights and local initiatives supported by FNBO. Learn how we give back and strengthen neighborhoods. Explore our impact today! Free Business Checking - No Minimum Balance RequiredEnjoy zero monthly maintenance fees with a free business checking account from FNBO. Keep operational costs low—open your business account today! International Banking and Global Banking | FNBOInternational banking solutions to support your business growth. Whether you need help with foreign exchange, trade financing or global risk solutions our local team of experts can

Public page evidence

Topics and keywords observed on fnbo.com

8 phrases

These phrases were extracted locally from sampled public page metadata. They are observations, not search-volume or ranking estimates.

businessTitle, Meta description5 sampled pages
bankingTitle, Meta description2 sampled pages
solutionsTitle, Meta description3 sampled pages
teamMeta description3 sampled pages
todayMeta description3 sampled pages
checkingTitle, Meta description2 sampled pages
insightsTitle, Meta description2 sampled pages
wealthTitle, Meta description2 sampled pages

At a glance

Key findings

✓

Report is current

The displayed evidence comes from the published immutable scan.

i

Confidence is separate

Unavailable evidence is shown as missing and never counted as clean.

!

Verify before sensitive actions

Check the exact URL and context before payments, credentials, or downloads.

Fully explainable

Why this score?

Versioned weights
Threat IntelligenceWeight 25%
55/100

Threat providers were unavailable. The neutral uncertainty baseline is not a clean verdict.

Domain HistoryWeight 10%
95/100

Domain registration age and expiry were checked.

InfrastructureWeight 10%
92/100

Observed DNS records and network address were checked.

Website SecurityWeight 15%
95/100

Observed certificate validity and TLS protocol were checked.

Security HygieneWeight 15%
70/100

Observed security header values were checked for basic protective settings. Empty values, disabled HSTS and unrecognized values receive no credit. This is not a complete browser-policy validation.

TransparencyWeight 5%
56/100

Observed site metadata and About page were checked. Publisher-supplied details are not independently verified.

ReputationWeight 5%
50/100

Popularity is weak context, not proof of safety. Unranked sites use a neutral baseline.

Operational StabilityWeight 15%
96/100

Observed HTTP status and final connection scheme were checked.

Server-side analysis

Automated security checks

Local antivirus and phishing checks

ClamAV · homepage HTMLLocal antivirus is not enabled
Phishing.Database · exact hostnameLocal feed snapshot unavailable

Sampled scripts and pages

Resource antivirus is not enabled

0 resources checked · 12 script links observed on the homepage. Partial resource coverage.

ClamAV inspects the fetched homepage HTML on our server. New scans also sample up to four linked scripts and two collected internal pages, with size and time limits. Scripts are not executed. Other downloads, private server files and logged-in pages remain outside this check. A signature match needs investigation and can be a false positive. No match is not a whole-site safety guarantee.

Exact hostname lookup uses a downloaded Phishing.Database snapshot. It does not send this domain to an external lookup API or mark sibling subdomains as harmful. Not listed does not mean safe. Snapshot age is download age, not proof that every entry was recently revalidated.

Homepage HTML only · Eight local rule families · local-security-v2

Checks use the fetched page and redirect chain. Scripts are not executed, forms are not submitted, and linked files are not downloaded. This is not a malware clearance.

Page resource inventory

Linked scripts12
Inline scripts1
Embedded frames0
External script hosts5

Counts describe the sampled HTML, not every resource loaded by the browser. External resources are common and are not automatically harmful.

No listed local patterns observed. The limited rule set cannot detect every threat or behavior.

External threat intelligence

Provider coverageNot checked

Local checks do not query external reputation databases. An unavailable check is never a clean result.

Registration

Domain information

Public RDAP observation
Canonical domainfnbo.com
RegistrarCSC Corporate Domains, Inc.
RegisteredDec 1, 1994
Domain age31 years
ExpiresNov 30, 2026
Registry statusesclient transfer prohibited · server delete prohibited · server transfer prohibited · server update prohibited
Report statePublished

Infrastructure

Network & hosting

Observed endpoint, not legal location
IP address151.101.131.10
Autonomous systemUnavailable
Network organizationUnavailable
Observed countryUnavailable
CDNNot detected
Web application firewallNot detected

At a glance

Infrastructure summary

Observed during this scan

A compact view of the connection, DNS and security surface. These observations describe what the scanner could verify at scan time and do not prove ownership or ongoing availability.

HTTP response200 · https://www.fnbo.com
Endpoint151.101.131.10
NetworkUnavailable
CDN and WAFNot detected · Not detected
DNS surface67 records · 2 nameservers · 2 mail exchangers
Protection signals4 security headers · 3 technologies · DNSSEC unknown

Page telemetry

Observed page statistics

Safe metadata only

These counters describe the fetched response and sampled HTML. Script counts describe references in the markup, not a complete browser network log. Cookie counts cover observed response headers.

Response size192,081 bytes
HTTP check duration0 ms
Cookies observed1
Script resources12 · 5 external hosts
Frames and sampled checks0 frames · 0 resources checked

Encrypted transport

TLS certificate

Valid when observed
StatusValid when observed
ProtocolTLSv1.3
IssuercountryName=GB, organizationName=Sectigo Limited, commonName=Sectigo Public Server Authentication CA OV R36
Valid fromJan 7, 2026
Valid untilJan 7, 2027
Certificate names*.card.fnbo.com · *.connect.fnbo.com · *.crawfordcountybank.com · *.fandmstatebank.com · *.fnbo.com · *.fnbodirect.com · *.fnbolending.com · *.fnni.com · *.fsbloomis.com · *.fxonlinebanking.com · *.houghtonstatebank.com · *.landmands.com · *.northlandam.com · *.northlandsecurities.com · *.northlandsecurities.net · *.preview.stage.fnbo.com · *.scsbnet.com · *.sibleystatebank.com · *.tributarycapital.com · *.universalrewardsvisa.com · *.wcbank.com · *.yorkstatebank.com · card.fnbo.com · connect.fnbo.com · crawfordcountybank.com · dev.fxonlinebanking.com · fandmstatebank.com · fnbo.com · fnbodirect.com · fnbolending.com · fnni.com · fsbloomis.com · fxonlinebanking.com · houghtonstatebank.com · landmands.com · northlandam.com · northlandsecurities.com · northlandsecurities.net · preview.stage.fnbo.com · preview.wwt.fxonlinebanking.com · scsbnet.com · sibleystatebank.com · tributarycapital.com · universalrewardsvisa.com · wcbank.com · wwq.fxonlinebanking.com · wwt.fxonlinebanking.com · www.fxonlinebanking.com · yorkstatebank.com

Resolution

DNS footprint

DNSKEY status unknown

DNSKEY presence does not verify the DNSSEC signature chain. Missing records can mean no record was returned or the lookup was unavailable.

A151.101.131.10TTL —
A151.101.195.10TTL —
A151.101.3.10TTL —
A151.101.67.10TTL —
NSns1.f5clouddns.comTTL —
NSns2.f5clouddns.comTTL —
MX10 mxa-00170801.gslb.pphosted.comTTL —
MX10 mxb-00170801.gslb.pphosted.comTTL —
TXT00D30000001GIIJ=1TBa60000000001TTL —
TXT00Ddh000006Hj8X=1TBdh0000000RJZTTL —
TXT00DWD00000CBLQP=1TBWD0000000E7pTTL —
TXT00DWD00000DlyhB=1TBWD0000000PPpTTL —
TXT00DWD00000Dm5cD=1TBWD0000000PEXTTL —
TXT00DWD00000Dm6ej=1TBWD0000000PJNTTL —
TXT00DWD00000Dm6Zt=1TBWD0000000PHlTTL —
TXT00DWD00000Dm71J=1TBWD0000000PKzTTL —
TXT00DWD00000Dm8Bt=1TBWD0000000PMbTTL —
TXT00DWD00000Dm8Td=1TBWD0000000PG9TTL —
TXT00DWD00000Dm9Ph=1TBWD0000000PODTTL —
TXT00DWE00000U5cBR=1TBWE0000000W1VTTL —
TXT00DWE00000U5YcU=1TBWE0000000W37TTL —
TXT00DWE00000U6cz1=1TBWE0000000WMTTTL —
TXT00DWE00000U6fZG=1TBWE0000000W6LTTL —
TXT00DWE00000U6Glg=1TBWE0000000WBBTTL —
TXT00DWE00000U6kID=1TBWE0000000W9ZTTL —
TXT00DWE00000U6m5W=1TBWE0000000WXlTTL —
TXT00DWE00000U6mDa=1TBWE0000000WKrTTL —
TXT00DWE00000U6mOs=1TBWE0000000WPhTTL —
TXT00DWE00000U6mwl=1TBWE0000000WG1TTL —
TXT00DWE00000U6p6d=1TBWE0000000WUXTTL —
TXT00DWE00000U6s7r=1TBWE0000000WHdTTL —
TXT00DWE00000U6sxM=1TBWE0000000WfpTTL —
TXT00DWE00000U6tbd=1TBWE0000000WEPTTL —
TXT00DWE00000U6tWn=1TBWE0000000WCnTTL —
TXT00DWE00000U6vvB=1TBWE0000000WJFTTL —
TXT00DWE00000U6wQZ=1TBWE0000000WW9TTL —
TXT00DWE00000U6wTV=1TBWE0000000WSvTTL —
TXT00DWE00000U6WVO=1TBWE0000000W7xTTL —
TXT00DWE00000U6xc1=1TBWE0000000WO5TTL —
TXT00DWE00000U6y3S=1TBWE0000000WZNTTL —
TXT00DWE00000U6y8H=1TBWE0000000WRJTTL —
TXT00DWE00000U70Rq=1TBWE0000000WcbTTL —
TXT00DWE00000U71pM=1TBWE0000000WhRTTL —
TXT00DWE00000U72YU=1TBWE0000000WeDTTL —
TXT00DWE00000U73G1=1TBWE0000000WazTTL —
TXT00DWE00000U7Ckj=1TBWE0000000WccTTL —
TXTadobe-idp-site-verification=bccf773390ae7d50951979637a827a505e3af267b549094fd26b525082d19227TTL —
TXTapple-domain-verification=AfskRXfBvEwrV5pDTTL —
TXTatlassian-domain-verification=0zpbZC/J04mLKz2wDqiQtqh2rhXNx8u4DO14aHLQmzcMcLSWjVzx87n8wdzHBJ1rTTL —
TXTbw=YTqSbnxLtQxlMuyeqYmc4bGtNeLsRcK3duEuAVtro89NTTL —
TXTdocker-verification=2a438577-6380-4e9a-9e15-d96af3ef51f6TTL —
TXTdocusign=9cbd336a-992d-4ad6-b91b-a475f317c2a1TTL —
TXTdocusign=edd00275-ed04-4778-aef5-1a0aa38dc013TTL —
TXTDynatrace-site-verification=2adcda04-b93f-47db-b1a9-36087f4271ca__87gb1bmnf118s241i8jfbk2iopTTL —
TXTfigma-domain-verification=b2b959fd26f45ffa2702452c979a164cc7bdd6f67677545234f9f7154a2254c8-1742226085TTL —
TXTgoogle-site-verification=cNAtVgFCOYoJiIaXe-kGBvXXiSUIjzXsRP4ilO5SPscTTL —
TXTgoogle-site-verification=WjEiSX2WWEwhPHYfYbJBlPghoE7X6y69VvYicj-hlZQTTL —
TXTheyhack-verification=6a3eba12-9a15-43ba-811b-c48fd3a588f4TTL —
TXTmiro-verification=2e4ccb6bd8d8f1c021f63ad4549146704e3cdc0bTTL —
TXTMS=ms20906360TTL —
TXTpostman-domain-verification=4a09017444d8ce7e30f33bbc73f4a3105a3f05b91e136e85ff58152a3f270c171693a847c925f194c986fb1a6ff0f2d7e86f098a0c7c975a2b7ed0e4da6c6fd2TTL —
TXTSFMC-s2uZwWN25KcsyKVKukxgA2SmKux-T7fpvZvBuW9mTTL —
TXTsmartsheet-site-validation=Ns8qU8_5oZT748BREnUxXOHzAmBSzr_XTTL —
TXTv=spf1 include:_spf.salesforce.com ip4:52.10.180.234 ip4:52.38.166.20 ip4:205.220.177.20 ip4:205.220.165.20 ip4:148.163.151.117 ip4:148.163.155.59 include:e79fcb.workshop-spf.net include:spfhost.messageprovider.com -allTTL —
TXTvmware-cloud-verification-75ece1ac-ea21-420d-81c5-ad81ef6d2309TTL —
TXTwiz-domain-verification=66a16ef7228e924038581962475c35e0ac90221671f22bc085ff4a52f4632868TTL —
TXTZOOM_verify_BbU0lbRYQb6GaS2Qz7ipfATTL —

DNS observations · no external lookup API

Domain email protection

Exact-host SPF and DMARC observations help the owner investigate email impersonation risks. They are separate from website malware checks and do not change the Safety Score.

SPFDNS lookup unavailable
DMARCPolicy record observed, not fully validated

What to do next

Review the records with your mail administrator. Inventory legitimate senders and test SPF and DKIM alignment before enforcing a stricter DMARC policy. Fix duplicate records and investigate overly permissive SPF rules.

This bounded check does not send email, probe SMTP, evaluate recursive SPF includes, verify DKIM signatures or apply organizational-domain DMARC inheritance. A missing subdomain record does not prove that no inherited protection exists. A DNS timeout is unknown, not an absent record. A policy record is not proof that messages authenticate successfully.

Responsible disclosure

security.txt

RFC 9116 observation

No readable security.txt file was observed at the standard locations. This is informational and is not evidence of malware.

Browser protections

Security headers

4 observed
content-security-policypresent frame-ancestors 'self' fnbo.com *.fnbo.com banking.scsbnet.com *.banking.scsbnet.com banking.houghtonstatebank.com *.banking.houghtonstatebank.com banking.crawfordcountybank.com *.banking.crawfordcountybank.com banking.fsbloomis.com *.banking.fsbloomis.com banking.landmands.com *.banking.landmands.com banking.sibleystatebank.com *.banking.sibleystatebank.com banking.washingtoncountybank.com *.banking.washingtoncountybank.com banking.yorkstatebank.com *.banking.yorkstatebank.com banking.fandmstatebank.com *.banking.fandmstatebank.com banking.fnbodirect.com *.banking.fnbodirect.com
referrer-policypresent strict-origin-when-cross-origin
strict-transport-securitypresent max-age=63072000; includeSubdomains
x-content-type-optionspresent nosniff

Response headers

Cookie protections

Passive observation
Cookies observed1
Missing Secure0
Missing HttpOnly0
Missing SameSite1

Only cookie attribute counts are retained. Cookie names and values are never stored. These observations are not proof of compromise and do not independently change the Safety Score.

Detected stack

Technologies

Bootstrap 80% jQuery 3.4.1 82% Tailwind CSS 72%

Versions are shown only when publicly exposed by the page or response headers. An observed version is not, by itself, proof of a vulnerability.

JavaScript library advisories

JavaScript advisory analysis could not be completed or no eligible script files were sampled. No clean result is implied.

Recommended maintenance checks

jQueryConfirm the observed jQuery version is supported by your application and update it through your normal dependency process.

About this website

What the site says about itself

Growing and innovating a better bank experience starts with listening closely to our customers—and we want to hear more from you.

View the site's About page ↗

This is publisher supplied information. The independent safety findings are shown separately.

Publisher supplied

Public contact details

These details were observed on the website, not independently verified as an active support channel.

Emailschristensen@fnbo.comSource: https://www.fnbo.com/about-us/newsroom
Emailpublicrelations@fnbo.comSource: https://www.fnbo.com/about-us/newsroom
Emailmerchantservices@fnbo.comSource: https://www.fnbo.com/business-services/merchant-services

Structured facts

Website identity & response

Public page metadata
Page titlePersonal & Business Banking and Insights | FNBO
First headingUnavailable
DescriptionFNBO offers personal, business, commercial, and wealth solutions with branch, mobile and online banking for checking, loans, mortgages, and more.
Canonical URLhttps://www.fnbo.com
Final URLhttps://www.fnbo.com
HTTP response200 · text/html;charset=utf-8 · duration unavailable
Languageen
Structured typesWebPage
Page page detectedhttps://www.fnbo.com/business-services/merchant-servicesAbout page detectedhttps://www.fnbo.com/about-us/circle
Local headers.hsts preload100% evidence confidence
1100% evidence confidence
Local headers.permissions policy present100% evidence confidence
63072000100% evidence confidence
1100% evidence confidence
en100% evidence confidence
1100% evidence confidence
missing100% evidence confidence
1100% evidence confidence
Dns consistency.cname present100% evidence confidence
unavailable100% evidence confidence
2100% evidence confidence
2100% evidence confidence
67100% evidence confidence
Local cookies.cookies missing httponly100% evidence confidence
1100% evidence confidence
Local cookies.cookies missing secure100% evidence confidence
4100% evidence confidence
Local headers.cors credentials with wildcard100% evidence confidence
Local headers.cors present100% evidence confidence
Local headers.cors wildcard origin100% evidence confidence
Local headers.csp has default src100% evidence confidence
Local headers.csp has object src100% evidence confidence
1100% evidence confidence
Local headers.csp unsafe eval100% evidence confidence
Local headers.csp unsafe inline100% evidence confidence
Local headers.csp wildcard sources100% evidence confidence
1100% evidence confidence

Connection path

Redirect chain

1 recorded hops
Hop 1https://www.fnbo.com

The chain is shown exactly as observed by the scanner. A redirect is not itself a malware finding, but unexpected domains or an HTTP downgrade deserve review.

Premium monitoring

Catch downtime and security changes automatically

Regular checks, availability history, and alert emails are reserved for Premium websites. Free reports remain point-in-time scans and do not create recurring server work.

Enable monitoring for this website

Compared with the previous scan

What changed

A comparison will appear after the next completed scan.

Explainable matching

Digital fingerprint

fingerprint-v1
azure-shield-trace-183

Comparable components help find technically related websites. A match does not prove common ownership.

DnsHashed private comparison value
TechnologiesHashed private comparison value

Material changes only

Change history

No meaningful changes recorded yet.

Website icon for fnbo.com

Visual evidence

Website screenshot

Screenshot of fnbo.com
Captured once in an isolated browser during this scan. Visual tint is an interface overlay. The original evidence is not duplicated.

For site owners

Show your verified trust report

Place this lightweight badge in your footer to show visitors an independent, dated WebsiteVirusScanner report. It can increase visitor confidence, but it never changes or guarantees the score.

Choose a badge style
Preview on your site
WebsiteVirusScanner trust badge preview

Use the current report link so visitors can verify the evidence. A badge is a transparency signal, not a paid ranking boost.

Questions about fnbo.com

FAQ

Still have questions? Contact us →
Is fnbo.com safe to visit?

The latest Safety Score is 77/100 with 75% Evidence Confidence. This is a point-in-time assessment of observed technical signals, not a guarantee. Check the exact address and avoid entering payment details if anything looks unusual.

Did the scan detect malware on fnbo.com?

External threat-provider coverage was unavailable for this scan, so malware status is unverified.

When was fnbo.com registered?

The public registry record shows Dec 1, 1994. Registration details may be privacy-protected or updated later.

Did fnbo.com have a valid TLS certificate?

The scanner observed a valid TLS certificate using TLSv1.3. A valid certificate alone does not establish that the site is safe.

How does fnbo.com describe itself?

The website's About page describes its purpose in the report above. This is publisher-supplied information and is separate from independent security findings.

Can a paid listing change this website's score?

No. Premium placement and owner-supplied pages are labelled separately. Technical evidence, the Safety Score and moderation decisions remain independent.