Website reputation report

dfcu.com

Last checked 5 hours ago · Point-in-time assessment

72/100Technical Safety ScoreIndependent technical assessment, not a visitor rating
Captured homepage of dfcu.com in the current scan
Website screenshot from the current report
● Evidence is limited

What is this website?

Discover Deseret First Credit Union's journey from 196 members in 1955 to 85,000+ members today across 13 branches. Learn about our rich heritage and commitment to personalized financial services.

No listed local patterns observedHomepage-only analysis is not a malware clearance. Read the scope and findings below.

72/100Safety Score
75%Evidence Confidence
Trust Radar evidence profile Eight evidence dimensions from zero to one hundred. Exact values surround the chart. Threat Intelligence55 Domain History95 Infrastructure94 Website Security95 Security Hygiene50 Transparency57 Reputation50 Operational Stability84
Trust RadarEight observed factors. Select one to inspect its evidence.

How to read this report

Safety Score evaluates observed signals. Evidence Confidence measures how complete, direct, fresh, and consistent those signals are.

No automated scan can guarantee that a website is safe.

Current report context

What changed since the last scan

  • No earlier report to compare
What this scan could verify · 6 observed, 0 unavailable
DNS observed
Registration lookup observed
Network observed
TLS observed
Website response observed
Website content observed

Unavailable and unperformed checks are not clean results. The detailed evidence below remains the source for each conclusion.

Report an inaccuracy in this report →

Independent evidence brief

What we observed about dfcu.com

Updated Oct 4, 2026

The latest scan examined 10 public pages on dfcu.com. Website descriptions below come from the site itself. Registration, connection and threat findings were checked separately.

Purpose and visible content

On its About page, the site says: Discover Deseret First Credit Union's journey from 196 members in 1955 to 85,000+ members today across 13 branches. Learn about our rich heritage and…

Registrar and domain history

Registered on Dec 14, 1995. Registrar: Network Solutions, LLC.

Recorded expiry date: Dec 13, 2028. Registry data can change.

Connection and hosting evidence

The checked homepage returned HTTP 200 in about 2000 ms.

A valid TLS certificate was observed, expiring Dec 8, 2026.

Threat checks and score context

External malware-provider coverage was unavailable. The report does not treat this missing check as a clean result.

Safety Score: 72/100. Evidence Confidence: 75%. These measure different things.

Community reviews of dfcu.com

Visitor experiences are separate from the independent technical Safety Score.

No approved visitor reviews yet. Visitor opinions remain separate from the technical Safety Score.

Public content profile

Pages reviewed on dfcu.com

10 of up to 10 pages

We sampled public pages from this website to understand its subject and contact paths. The titles and short descriptions below come from the website itself. They are not endorsements or independent safety findings.

Deseret First Credit Union | Values-Based BankingJoin DFCU to experience values-aligned banking. Free checking, high-yield mission savings, loans, mobile tools, and real human support. Our Story & History | Deseret First Credit UnionDiscover Deseret First Credit Union's journey from 196 members in 1955 to 85,000+ members today across 13 branches. Learn about our rich heritage and commitment to personalized fin Membership Eligibility | Deseret First Credit UnionJoin DFCU if you're a member of The Church of Jesus Christ of Latter-day Saints, work for affiliated employers, or have eligible family. Become an owner. Contact Us | Deseret First Credit UnionGet in touch with Deseret First Credit Union. Schedule an appointment at your nearest branch or send us a message. About Us | Deseret First Credit Union (DFCU) | Deseret First Credit UnionSince 1955, DFCU has helped Latter-Day Saints save smarter, borrow better, and serve more. Learn about our history, leadership, and membership. Careers | Deseret First Credit Union (DFCU) | Deseret First Credit UnionJoin DFCU's award-winning team. Top Workplaces Utah winner, comprehensive benefits, and a culture that values you. Apply for open positions today. Savings Account Options | Deseret First Credit UnionGrow your savings with values-based options from DFCU. Explore retirement accounts, high-yield mission savings, money markets, and more—designed for every stage of life. Free Financial Education | Deseret First Credit UnionLearn money management with DFCU's free financial education. Interactive courses for all ages, expert articles, financial calculators, and personal coaching through Banzai Educatio Branch & ATM Locations | Deseret First Credit UnionFind Deseret First Credit Union branches, ATMs, and shared branches near you. Get directions and hours for convenient banking locations. Privacy Policy - Deseret First Credit Union | Deseret First Credit UnionLearn how Deseret First Credit Union collects, uses, and protects your personal information.

Public page evidence

Topics and keywords observed on dfcu.com

12 phrases

These phrases were extracted locally from sampled public page metadata. They are observations, not search-volume or ranking estimates.

deseret first creditTitle, H1, Meta description10 sampled pages
credit unionTitle, H1, Meta description10 sampled pages
valuesTitle, H1, Meta description4 sampled pages
financialTitle, H1, Meta description2 sampled pages
joinH1, Meta description3 sampled pages
savingsTitle, H1, Meta description2 sampled pages
historyTitle, H1, Meta description2 sampled pages
membershipTitle, H1, Meta description2 sampled pages
bankingTitle, Meta description2 sampled pages
freeTitle, Meta description2 sampled pages
values basedTitle, Meta description2 sampled pages
moneyH1, Meta description2 sampled pages

At a glance

Key findings

✓

Report is current

The displayed evidence comes from the published immutable scan.

i

Confidence is separate

Unavailable evidence is shown as missing and never counted as clean.

!

Verify before sensitive actions

Check the exact URL and context before payments, credentials, or downloads.

Fully explainable

Why this score?

Versioned weights
Threat IntelligenceWeight 25%
55/100

Threat providers were unavailable. The neutral uncertainty baseline is not a clean verdict.

Domain HistoryWeight 10%
95/100

Domain registration age and expiry were checked.

InfrastructureWeight 10%
94/100

Observed DNS records and network address were checked.

Website SecurityWeight 15%
95/100

Observed certificate validity and TLS protocol were checked.

Security HygieneWeight 15%
50/100

Observed security header values were checked for basic protective settings. Empty values, disabled HSTS and unrecognized values receive no credit. This is not a complete browser-policy validation.

TransparencyWeight 5%
57/100

Observed site metadata and About page were checked. Publisher-supplied details are not independently verified.

ReputationWeight 5%
50/100

Popularity is weak context, not proof of safety. Unranked sites use a neutral baseline.

Operational StabilityWeight 15%
84/100

Observed HTTP status and final connection scheme were checked.

Server-side analysis

Automated security checks

Local antivirus and phishing checks

ClamAV · homepage HTMLNo signature match in the sampled HTML
Engine version1.5.4
Signature database date (UTC)2026-10-04T06:25:22+00:00
HTML bytes submitted458,025
Phishing.Database · exact hostnameNot listed in this snapshot
Feed downloaded (UTC)2026-10-04T18:00:11+00:00
Hosts in local snapshot386,082

Sampled scripts and pages

Resource analysis incomplete

6 resources checked · 32 script links observed on the homepage. Partial resource coverage.

ClamAV inspects the fetched homepage HTML on our server. New scans also sample up to four linked scripts and two collected internal pages, with size and time limits. Scripts are not executed. Other downloads, private server files and logged-in pages remain outside this check. A signature match needs investigation and can be a false positive. No match is not a whole-site safety guarantee.

Exact hostname lookup uses a downloaded Phishing.Database snapshot. It does not send this domain to an external lookup API or mark sibling subdomains as harmful. Not listed does not mean safe. Snapshot age is download age, not proof that every entry was recently revalidated.

Homepage HTML only · Eight local rule families · local-security-v2

Checks use the fetched page and redirect chain. Scripts are not executed, forms are not submitted, and linked files are not downloaded. This is not a malware clearance.

Page resource inventory

Linked scripts32
Inline scripts20
Embedded frames0
External script hosts0

Counts describe the sampled HTML, not every resource loaded by the browser. External resources are common and are not automatically harmful.

No listed local patterns observed. The limited rule set cannot detect every threat or behavior.

External threat intelligence

Provider coverageNot checked

Local checks do not query external reputation databases. An unavailable check is never a clean result.

Registration

Domain information

Public RDAP observation
Canonical domaindfcu.com
RegistrarNetwork Solutions, LLC
RegisteredDec 14, 1995
Domain age30 years
ExpiresDec 13, 2028
Registry statusesclient transfer prohibited
Report statePublished

Infrastructure

Network & hosting

Observed endpoint, not legal location
IP address216.150.1.1
Autonomous systemUnavailable
Network organizationUnavailable
Observed countryUnavailable
CDNNot detected
Web application firewallNot detected

At a glance

Infrastructure summary

Observed during this scan

A compact view of the connection, DNS and security surface. These observations describe what the scanner could verify at scan time and do not prove ownership or ongoing availability.

HTTP response200 · https://www.dfcu.com/
Endpoint216.150.1.1
NetworkUnavailable
CDN and WAFNot detected · Not detected
DNS surface15 records · 4 nameservers · 1 mail exchangers
Protection signals1 security headers · 3 technologies · DNSSEC unknown

Page telemetry

Observed page statistics

Safe metadata only

These counters describe the fetched response and sampled HTML. Script counts describe references in the markup, not a complete browser network log. Cookie counts cover observed response headers.

Response size458,025 bytes
HTTP check duration2,000 ms
Cookies observedUnavailable
Script resources32 · 0 external hosts
Frames and sampled checks0 frames · 6 resources checked

Encrypted transport

TLS certificate

Valid when observed
StatusValid when observed
ProtocolTLSv1.3
IssuercountryName=US, organizationName=Let's Encrypt, commonName=YR2
Valid fromSep 9, 2026
Valid untilDec 8, 2026
Certificate namesdfcu.com · www.dfcu.com

Resolution

DNS footprint

DNSKEY status unknown

DNSKEY presence does not verify the DNSSEC signature chain. Missing records can mean no record was returned or the lookup was unavailable.

A216.150.1.1TTL —
NSns-1391.awsdns-45.orgTTL —
NSns-165.awsdns-20.comTTL —
NSns-1826.awsdns-36.co.ukTTL —
NSns-823.awsdns-38.netTTL —
MX0 dfcu-com.mail.protection.outlook.comTTL —
CAA0 issue "amazontrust.com"TTL —
CAA0 issue "digicert.com"TTL —
CAA0 issue "entrust.net"TTL —
CAA0 issue "letsencrypt.org"TTL —
CAA0 issue "pki.goog"TTL —
CAA0 issue "sectigo.com"TTL —
TXT00DDp000000ewDd=1TBRb00000007sjTTL —
TXTurn:auth0:matillion:dfcu.com-samlTTL —
TXTv=spf1 include:8d4h882b9x.powerspf.com include:spf.protection.outlook.com -allTTL —

DNS observations · no external lookup API

Domain email protection

Exact-host SPF and DMARC observations help the owner investigate email impersonation risks. They are separate from website malware checks and do not change the Safety Score.

SPFPolicy record observed, not fully validated
DMARCPolicy record observed, not fully validated

What to do next

Review the records with your mail administrator. Inventory legitimate senders and test SPF and DKIM alignment before enforcing a stricter DMARC policy. Fix duplicate records and investigate overly permissive SPF rules.

This bounded check does not send email, probe SMTP, evaluate recursive SPF includes, verify DKIM signatures or apply organizational-domain DMARC inheritance. A missing subdomain record does not prove that no inherited protection exists. A DNS timeout is unknown, not an absent record. A policy record is not proof that messages authenticate successfully.

Responsible disclosure

security.txt

RFC 9116 observation

No readable security.txt file was observed at the standard locations. This is informational and is not evidence of malware.

Browser protections

Security headers

1 observed
strict-transport-securitypresent max-age=63072000

Response headers

Cookie protections

Passive observation

No Set-Cookie header was observed on the sampled homepage response. Other pages may set cookies separately.

Detected stack

Technologies

Bootstrap 80% Next.js 96% Tailwind CSS 72%

Versions are shown only when publicly exposed by the page or response headers. An observed version is not, by itself, proof of a vulnerability.

JavaScript library advisories

4 sampled JavaScript files checked locally with Retire.js. Database snapshot: 2026-10-04T02:40:12.278Z.

react-dom 19.3.0-canary-f93b9fd4-20251217 No known advisories matched this version in the database snapshot.

A version match is not proof that the website is infected or that an issue is exploitable here. Owners should review the advisory, check whether their code is affected and test an update. Up to four external script files are sampled, not every dependency, inline script or dynamically loaded resource.

Recommended maintenance checks

Next.jsKeep Next.js and its runtime dependencies current, especially when server-side rendering is enabled.

About this website

What the site says about itself

Discover Deseret First Credit Union's journey from 196 members in 1955 to 85,000+ members today across 13 branches. Learn about our rich heritage and commitment to personalized financial services.

View the site's About page ↗

This is publisher supplied information. The independent safety findings are shown separately.

Publisher supplied

Public contact details

These details were observed on the website, not independently verified as an active support channel.

Phone+18014567590Source: https://www.dfcu.com/about/our-story
Phone8014567000Source: https://www.dfcu.com/contact
Phone8003263328Source: https://www.dfcu.com/contact
Emailcommunications@dfcu.comSource: https://www.dfcu.com/contact
Phone8014567013Source: https://www.dfcu.com/contact
Emailceo@dfcu.comSource: https://www.dfcu.com/contact

Structured facts

Website identity & response

Public page metadata
Page titleDeseret First Credit Union | Values-Based Banking
First headingYour Why Matters.We'll Show You How.
DescriptionJoin DFCU to experience values-aligned banking. Free checking, high-yield mission savings, loans, mobile tools, and real human support.
Canonical URLhttps://www.dfcu.com/
Final URLhttps://www.dfcu.com/
HTTP response200 · text/html; charset=utf-8 · 2000 ms
Languageen
Structured typesFinancialService · Organization · WebSite
Page page detectedhttps://www.dfcu.com/about/careersAbout page detectedhttps://www.dfcu.com/about/our-storyContact page detectedhttps://www.dfcu.com/contact
missing100% evidence confidence
1100% evidence confidence
en100% evidence confidence
1100% evidence confidence
1100% evidence confidence
Local headers.cors credentials with wildcard100% evidence confidence
15100% evidence confidence
4100% evidence confidence
1100% evidence confidence
unavailable100% evidence confidence
Dns consistency.cname present100% evidence confidence
1100% evidence confidence
Local headers.permissions policy present100% evidence confidence
1100% evidence confidence
Local headers.hsts preload100% evidence confidence
63072000100% evidence confidence
Local headers.hsts include subdomains100% evidence confidence
Local headers.csp present100% evidence confidence
Local headers.cors wildcard origin100% evidence confidence
Local headers.cors present100% evidence confidence

Connection path

Redirect chain

1 recorded hops
Hop 1https://www.dfcu.com/

The chain is shown exactly as observed by the scanner. A redirect is not itself a malware finding, but unexpected domains or an HTTP downgrade deserve review.

Premium monitoring

Catch downtime and security changes automatically

Regular checks, availability history, and alert emails are reserved for Premium websites. Free reports remain point-in-time scans and do not create recurring server work.

Enable monitoring for this website

Compared with the previous scan

What changed

A comparison will appear after the next completed scan.

Explainable matching

Digital fingerprint

fingerprint-v1
rapid-signal-arc-748

Comparable components help find technically related websites. A match does not prove common ownership.

DnsHashed private comparison value
TechnologiesHashed private comparison value

Material changes only

Change history

Show change history

No meaningful changes recorded yet.

Website icon for dfcu.com

Visual evidence

Website screenshot

Screenshot of dfcu.com
Captured once in an isolated browser during this scan. Visual tint is an interface overlay. The original evidence is not duplicated.

For site owners

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Questions about dfcu.com

FAQ

Still have questions? Contact us →
Is dfcu.com safe to visit?

The latest Safety Score is 72/100 with 75% Evidence Confidence. This is a point-in-time assessment of observed technical signals, not a guarantee. Check the exact address and avoid entering payment details if anything looks unusual.

Did the scan detect malware on dfcu.com?

ClamAV found no signature match in the sampled homepage HTML. External scripts, downloads and private server files were not checked. This is not a whole-site malware clearance.

When was dfcu.com registered?

The public registry record shows Dec 14, 1995. Registration details may be privacy-protected or updated later.

Did dfcu.com have a valid TLS certificate?

The scanner observed a valid TLS certificate using TLSv1.3. A valid certificate alone does not establish that the site is safe.

How does dfcu.com describe itself?

The website's About page describes its purpose in the report above. This is publisher-supplied information and is separate from independent security findings.

Can a paid listing change this website's score?

No. Premium placement and owner-supplied pages are labelled separately. Technical evidence, the Safety Score and moderation decisions remain independent.

Share your experience with dfcu.com

Community reviews are moderated and remain separate from the technical Safety Score.

Write review →