Website reputation report

amartha.com

Last checked 4 hours ago · Point-in-time assessment

● Evidence is limited

What is this website?

Public pages were observed on amartha.com, but their subject was not confidently classified. Recurring page-metadata topics include umkm, untuk, desa.

No listed local patterns observedHomepage-only analysis is not a malware clearance. Read the scope and findings below.

77/100Safety Score
75%Evidence Confidence
Trust Radar evidence profile Eight evidence dimensions from zero to one hundred. Exact values surround the chart. Threat Intelligence55 Domain History91 Infrastructure95 Website Security95 Security Hygiene80 Transparency54 Reputation50 Operational Stability85
Trust RadarEight observed factors. Select one to inspect its evidence.

How to read this report

Safety Score evaluates observed signals. Evidence Confidence measures how complete, direct, fresh, and consistent those signals are.

No automated scan can guarantee that a website is safe.

Independent evidence brief

What we observed about amartha.com

Updated Oct 2, 2026

The latest scan examined 10 public pages on amartha.com. Website descriptions below come from the site itself. Registration, connection and threat findings were checked separately.

Purpose and visible content

On its homepage, the site says: Amartha adalah platform fintech Indonesia menyediakan pendanaan usaha mikro dan peluang investasi pada UMKM. Dukung pertumbuhan ekonomi keuangan digital.

Registrar and domain history

Registered on Mar 13, 2014. Registrar: Web Commerce Communications Limited dba WebNic.cc.

Recorded expiry date: Mar 13, 2027. Registry data can change.

Connection and hosting evidence

The checked homepage returned HTTP 200 in about 1000 ms.

A valid TLS certificate was observed, expiring Oct 31, 2026.

Threat checks and score context

External malware-provider coverage was unavailable. The report does not treat this missing check as a clean result.

Safety Score: 77/100. Evidence Confidence: 75%. These measure different things.

Public content profile

Pages reviewed on amartha.com

10 of up to 10 pages

We sampled public pages from this website to understand its subject and contact paths. The titles and short descriptions below come from the website itself. They are not endorsements or independent safety findings.

Hashtags found on the website: #WeGoBeyond . These are site-supplied labels, not search rankings.

Platform Fintech Indonesia untuk Pendanaan UMKM & Investasi Usaha Mikro | Amartha | Amartha.comAmartha adalah platform fintech Indonesia menyediakan pendanaan usaha mikro dan peluang investasi pada UMKM. Dukung pertumbuhan ekonomi keuangan digital. Blog | Amartha.comKumpulan berita, cerita, dan wawasan terbaru dari Amartha. Luncurkan Amartha Prosper, Solusi Investasi Berdampak untuk UMKM di Perdesaan | Amartha.comPelajari Luncurkan Amartha Prosper, Solusi Investasi Berdampak untuk UMKM di Perdesaan. Baca selengkapnya di sini Tahun 2026 Fintech Berpotensi Dorong Pertumbuhan Ekonomi, Amartha Salurkan Triliunan Rupiah ke UMKM Desa | Amartha.comPelajari Tahun 2026 Fintech Berpotensi Dorong Pertumbuhan Ekonomi, Amartha Salurkan Triliunan Rupiah ke UMKM Desa. Baca selengkapnya di sini Grassroots Growth Series: Investasi Usaha Mikro Desa untuk Pertumbuhan yang Lebih Menyebar | Amartha.comMelalui Grassroots Growth Series, Amartha menghadirkan produk investasi terbaru yang memungkinkan Anda berinvestasi langsung pada usaha mikro desa, sekaligus memperoleh potensi imb Ayo Ikut Program REBUTAN! Dapatkan Hadiah Sepeda Motor Hingga Umroh dengan Transaksi di AmarthaFin | Amartha.comPelajari Ayo Ikut Program REBUTAN! Dapatkan Hadiah Sepeda Motor Hingga Umroh dengan Transaksi di AmarthaFin. Baca selengkapnya di sini Amartha Financial Resmi Lahir, Hadirkan Layanan Keuangan Digital di 50.000 Desa | Amartha.comPelajari Amartha Financial Resmi Lahir, Hadirkan Layanan Keuangan Digital di 50.000 Desa . Baca selengkapnya di sini Kategori: Siaran Pers | Amartha.comJelajahi artikel blog pada kategori Siaran Pers. Profil Amartha: Fintech untuk Pemberdayaan UMKM | Amartha.comKenali Amartha, perusahaan fintech yang berfokus pada pendanaan usaha mikro dan pemberdayaan UMKM melalui solusi keuangan digital. Dampak | Amartha.comLihat bagaimana Amartha mendorong dampak berkelanjutan melalui inisiatif ESG dan pertumbuhan inklusif.

Public page evidence

Topics and keywords observed on amartha.com

12 phrases

These phrases were extracted locally from sampled public page metadata. They are observations, not search-volume or ranking estimates.

umkmTitle, H1, Meta description4 sampled pages
untukTitle, H1, Meta description4 sampled pages
desaTitle, H1, Meta description3 sampled pages
pertumbuhanTitle, H1, Meta description4 sampled pages
investasiTitle, H1, Meta description3 sampled pages
usaha mikroTitle, H1, Meta description3 sampled pages
fintechTitle, H1, Meta description3 sampled pages
keuangan digitalTitle, H1, Meta description3 sampled pages
baca selengkapnya diMeta description4 sampled pages
di siniMeta description4 sampled pages
pertumbuhan ekonomiTitle, H1, Meta description2 sampled pages
investasi usahaTitle, H12 sampled pages

At a glance

Key findings

✓

Report is current

The displayed evidence comes from the published immutable scan.

i

Confidence is separate

Unavailable evidence is shown as missing and never counted as clean.

!

Verify before sensitive actions

Check the exact URL and context before payments, credentials, or downloads.

Fully explainable

Why this score?

Versioned weights
Threat IntelligenceWeight 25%
55/100

Threat providers were unavailable. The neutral uncertainty baseline is not a clean verdict.

Domain HistoryWeight 10%
91/100

Domain registration age and expiry were checked.

InfrastructureWeight 10%
95/100

Observed DNS records and network address were checked.

Website SecurityWeight 15%
95/100

Observed certificate validity and TLS protocol were checked.

Security HygieneWeight 15%
80/100

Observed security header values were checked for basic protective settings. Empty values, disabled HSTS and unrecognized values receive no credit. This is not a complete browser-policy validation.

TransparencyWeight 5%
54/100

Observed site metadata and About page were checked. Publisher-supplied details are not independently verified.

ReputationWeight 5%
50/100

Popularity is weak context, not proof of safety. Unranked sites use a neutral baseline.

Operational StabilityWeight 15%
85/100

Observed HTTP status and final connection scheme were checked.

Server-side analysis

Automated security checks

Local antivirus and phishing checks

ClamAV · homepage HTMLNo signature match in the sampled HTML
Engine version1.5.4
Signature database date (UTC)2026-10-02T06:26:12+00:00
HTML bytes submitted125,454
Phishing.Database · exact hostnameNot listed in this snapshot
Feed downloaded (UTC)2026-10-02T12:00:08+00:00
Hosts in local snapshot386,077

Sampled scripts and pages

Resource analysis incomplete

6 resources checked · 25 script links observed on the homepage. Partial resource coverage.

ClamAV inspects the fetched homepage HTML on our server. New scans also sample up to four linked scripts and two collected internal pages, with size and time limits. Scripts are not executed. Other downloads, private server files and logged-in pages remain outside this check. A signature match needs investigation and can be a false positive. No match is not a whole-site safety guarantee.

Exact hostname lookup uses a downloaded Phishing.Database snapshot. It does not send this domain to an external lookup API or mark sibling subdomains as harmful. Not listed does not mean safe. Snapshot age is download age, not proof that every entry was recently revalidated.

Homepage HTML only · Eight local rule families · local-security-v2

Checks use the fetched page and redirect chain. Scripts are not executed, forms are not submitted, and linked files are not downloaded. This is not a malware clearance.

Page resource inventory

Linked scripts25
Inline scripts23
Embedded frames1
External script hosts0

Counts describe the sampled HTML, not every resource loaded by the browser. External resources are common and are not automatically harmful.

No listed local patterns observed. The limited rule set cannot detect every threat or behavior.

External threat intelligence

Provider coverageNot checked

Local checks do not query external reputation databases. An unavailable check is never a clean result.

Registration

Domain information

Public RDAP observation
Canonical domainamartha.com
RegistrarWeb Commerce Communications Limited dba WebNic.cc
RegisteredMar 13, 2014
Domain age12 years
ExpiresMar 13, 2027
Registry statusesclient delete prohibited · client transfer prohibited · client update prohibited
Report statePublished

Infrastructure

Network & hosting

Observed endpoint, not legal location
IP address104.20.42.207
Autonomous systemUnavailable
Network organizationUnavailable
Observed countryUnavailable
CDNCloudflare
Web application firewallNot detected

At a glance

Infrastructure summary

Observed during this scan

A compact view of the connection, DNS and security surface. These observations describe what the scanner could verify at scan time and do not prove ownership or ongoing availability.

HTTP response200 · https://amartha.com/
Endpoint104.20.42.207
NetworkUnavailable
CDN and WAFCloudflare · Not detected
DNS surface26 records · 2 nameservers · 5 mail exchangers
Protection signals6 security headers · 4 technologies · DNSSEC unknown

Page telemetry

Observed page statistics

Safe metadata only

These counters describe the fetched response and sampled HTML. Script counts describe references in the markup, not a complete browser network log. Cookie counts cover observed response headers.

Response size125,454 bytes
HTTP check duration1,000 ms
Cookies observed1
Script resources25 · 0 external hosts
Frames and sampled checks1 frames · 6 resources checked

Encrypted transport

TLS certificate

Valid when observed
StatusValid when observed
ProtocolTLSv1.3
IssuercountryName=US, organizationName=DigiCert Inc, organizationalUnitName=www.digicert.com, commonName=RapidSSL TLS RSA CA G1
Valid fromApr 16, 2026
Valid untilOct 31, 2026
Certificate names*.amartha.com · amartha.com

Resolution

DNS footprint

DNSKEY status unknown

DNSKEY presence does not verify the DNSSEC signature chain. Missing records can mean no record was returned or the lookup was unavailable.

A104.20.42.207TTL —
A172.66.155.236TTL —
AAAA2606:4700:10::6814:2acfTTL —
AAAA2606:4700:10::ac42:9becTTL —
NSlakas.ns.cloudflare.comTTL —
NSmary.ns.cloudflare.comTTL —
MX10 aspmx.l.google.comTTL —
MX100 alt3.aspmx.l.google.comTTL —
MX100 alt4.aspmx.l.google.comTTL —
MX50 alt1.aspmx.l.google.comTTL —
MX50 alt2.aspmx.l.google.comTTL —
TXT_leb3mgbnagb5f4v34xwkaagdlzv7zizTTL —
TXT_xa4svek2y0fxqvncv3alnmmmyaz79jrTTL —
TXTapple-domain-verification=t1HMvwG4Sl10Qcv2TTL —
TXTasv=47b1eecde27727970d1d56c324d3334fTTL —
TXTatlassian-domain-verification=IWl8aZyHjYbswVTzN/sJamudZyuZ4LS38F1rHosXOGBRDNxA8CqQ5aiilY3dDFnoTTL —
TXTgoogle-site-verification=5-yrjmfQv3ckoau7AV7uZeIYTLxZh6rN5Npme_eoGM0TTL —
TXTgoogle-site-verification=qzaPxligBmho7QhKS74nBF5RqwVJ8XCjrh3XbiUjFBITTL —
TXTgoogle-site-verification=WMtOLWpCAOLLxj1fG1suuIWmaRKGzVcDdf3Qb_-r2WkTTL —
TXThave-i-been-pwned-verification=dweb_y1f9rib8qdsvot2wml8212o3TTL —
TXTk4t9pl2m45x24yt6wcdknq85twzls440TTL —
TXTml810f99v1dlcgd3k5qn3hm5tbfbp8n3TTL —
TXTqqlt6zw4m198bn27hy559cd260bq6jbxTTL —
TXTslack-domain-verification=3fghhLN4kLmSw0cfFE2S1jhhbEB1Ge9x9Hp3z4oRTTL —
TXTv=spf1 include:_spf.google.com include:mailgun.org include:spf.mandrillapp.com include:mail.zendesk.com include:emailus.freshservice.com include:server.mcsv.net include:spfdm-ap-southeast-1.aliyun.com -allTTL —
TXTvc039gzmm7f8sv8tzvcj8x75jfvpmz40TTL —

DNS observations · no external lookup API

Domain email protection

Exact-host SPF and DMARC observations help the owner investigate email impersonation risks. They are separate from website malware checks and do not change the Safety Score.

SPFPolicy record observed, not fully validated
DMARCMonitoring-only DMARC policy

What to do next

Review the records with your mail administrator. Inventory legitimate senders and test SPF and DKIM alignment before enforcing a stricter DMARC policy. Fix duplicate records and investigate overly permissive SPF rules.

This bounded check does not send email, probe SMTP, evaluate recursive SPF includes, verify DKIM signatures or apply organizational-domain DMARC inheritance. A missing subdomain record does not prove that no inherited protection exists. A DNS timeout is unknown, not an absent record. A policy record is not proof that messages authenticate successfully.

Responsible disclosure

security.txt

RFC 9116 observation

No readable security.txt file was observed at the standard locations. This is informational and is not evidence of malware.

Browser protections

Security headers

6 observed
content-security-policypresent default-src https: 'unsafe-inline' 'unsafe-eval'; img-src https: data: blob:; frame-ancestors 'self' *.amartha.com https://amartha.com
permissions-policypresent accelerometer=(), autoplay=(self), browsing-topics=(), camera=(), display-capture=(), fullscreen=(self), geolocation=(), gyroscope=(), microphone=(), payment=(), usb=()
referrer-policypresent strict-origin-when-cross-origin
strict-transport-securitypresent max-age=31536000; includeSubDomains; preload
x-content-type-optionspresent nosniff
x-frame-optionspresent SAMEORIGIN

Response headers

Cookie protections

Passive observation
Cookies observed1
Missing Secure1
Missing HttpOnly1
Missing SameSite0

Only cookie attribute counts are retained. Cookie names and values are never stored. These observations are not proof of compromise and do not independently change the Safety Score.

Detected stack

Technologies

Bootstrap 80% Cloudflare 98% Next.js 96% Tailwind CSS 72%

Versions are shown only when publicly exposed by the page or response headers. An observed version is not, by itself, proof of a vulnerability.

JavaScript library advisories

4 sampled JavaScript files checked locally with Retire.js. Database snapshot: 2026-10-02T02:40:08.012Z.

react-dom 19.3.0-canary-52684925-20251110 No known advisories matched this version in the database snapshot.

A version match is not proof that the website is infected or that an issue is exploitable here. Owners should review the advisory, check whether their code is affected and test an update. Up to four external script files are sampled, not every dependency, inline script or dynamically loaded resource.

Recommended maintenance checks

Next.jsKeep Next.js and its runtime dependencies current, especially when server-side rendering is enabled.

Structured facts

Website identity & response

Public page metadata
Page titlePlatform Fintech Indonesia untuk Pendanaan UMKM & Investasi Usaha Mikro | Amartha | Amartha.com
First headingTeknologi Finansial untuk Pertumbuhan Akar Rumput
DescriptionAmartha adalah platform fintech Indonesia menyediakan pendanaan usaha mikro dan peluang investasi pada UMKM. Dukung pertumbuhan ekonomi keuangan digital.
Canonical URLhttps://amartha.com
Final URLhttps://amartha.com/
HTTP response200 · text/html; charset=utf-8 · 1000 ms
Languageid
Structured typesOrganization · SiteNavigationElement · WebSite
Page page detectedhttps://amartha.com/blog
missing100% evidence confidence
1100% evidence confidence
id100% evidence confidence
1100% evidence confidence
Local cookies.cookies missing samesite100% evidence confidence
1100% evidence confidence
1100% evidence confidence
26100% evidence confidence
2100% evidence confidence
5100% evidence confidence
unavailable100% evidence confidence
Dns consistency.cname present100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
4100% evidence confidence
31536000100% evidence confidence
1100% evidence confidence
Local headers.csp wildcard sources100% evidence confidence
1100% evidence confidence
1100% evidence confidence
1100% evidence confidence
Local headers.csp has object src100% evidence confidence
1100% evidence confidence
Local headers.cors wildcard origin100% evidence confidence
Local headers.cors present100% evidence confidence
Local headers.cors credentials with wildcard100% evidence confidence

Connection path

Redirect chain

0 recorded hops

No redirect hop was recorded for the sampled homepage.

Premium monitoring

Catch downtime and security changes automatically

Regular checks, availability history, and alert emails are reserved for Premium websites. Free reports remain point-in-time scans and do not create recurring server work.

Enable monitoring for this website

Compared with the previous scan

What changed

A comparison will appear after the next completed scan.

Explainable matching

Digital fingerprint

fingerprint-v1
deep-beacon-trace-225

Comparable components help find technically related websites. A match does not prove common ownership.

DnsHashed private comparison value
TechnologiesHashed private comparison value

Material changes only

Change history

No meaningful changes recorded yet.

Website icon for amartha.com

Visual evidence

Website screenshot

Screenshot of amartha.com
Captured once in an isolated browser during this scan. Visual tint is an interface overlay. The original evidence is not duplicated.

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Questions about amartha.com

FAQ

Still have questions? Contact us →
Is amartha.com safe to visit?

The latest Safety Score is 77/100 with 75% Evidence Confidence. This is a point-in-time assessment of observed technical signals, not a guarantee. Check the exact address and avoid entering payment details if anything looks unusual.

Did the scan detect malware on amartha.com?

ClamAV found no signature match in the sampled homepage HTML. External scripts, downloads and private server files were not checked. This is not a whole-site malware clearance.

When was amartha.com registered?

The public registry record shows Mar 13, 2014. Registration details may be privacy-protected or updated later.

Did amartha.com have a valid TLS certificate?

The scanner observed a valid TLS certificate using TLSv1.3. A valid certificate alone does not establish that the site is safe.

Can a paid listing change this website's score?

No. Premium placement and owner-supplied pages are labelled separately. Technical evidence, the Safety Score and moderation decisions remain independent.