Website reputation report

affirm.com

Last checked 1 day ago · Point-in-time assessment

● Evidence is limited

What is this website?

affirm.com is currently classified in the Finance category based on observed public pages. An About page was also found. The sampled pages were marked as English-language. Recurring page-metadata topics include pay over time, fees, buy now pay.

No listed local patterns observedHomepage-only analysis is not a malware clearance. Read the scope and findings below.

74/100Safety Score
75%Evidence Confidence
Trust Radar evidence profile Eight evidence dimensions from zero to one hundred. Exact values surround the chart. Threat Intelligence55 Domain History95 Infrastructure92 Website Security95 Security Hygiene60 Transparency54 Reputation50 Operational Stability85
Trust RadarEight observed factors. Select one to inspect its evidence.

How to read this report

Safety Score evaluates observed signals. Evidence Confidence measures how complete, direct, fresh, and consistent those signals are.

No automated scan can guarantee that a website is safe.

Independent evidence brief

What we observed about affirm.com

Updated Sep 30, 2026

The latest scan examined 10 public pages on affirm.com. Website descriptions below come from the site itself. Registration, connection and threat findings were checked separately.

Purpose and visible content

On its About page, the site says: Learn about Affirm's mission to deliver honest financial products that improve lives. No hidden fees, no gotchas,just simple, transparent payment options.

Registrar and domain history

Registered on Dec 2, 1999. Registrar: MarkMonitor Inc..

Recorded expiry date: Dec 2, 2027. Registry data can change.

Connection and hosting evidence

The checked homepage returned HTTP 200 in about 1000 ms.

A valid TLS certificate was observed, expiring Nov 7, 2026.

Threat checks and score context

External malware-provider coverage was unavailable. The report does not treat this missing check as a clean result.

Safety Score: 74/100. Evidence Confidence: 75%. These measure different things.

Latest recorded material change: Safety score updated from 75 to 74.

Public content profile

Pages reviewed on affirm.com

10 of up to 10 pages

We sampled public pages from this website to understand its subject and contact paths. The titles and short descriptions below come from the website itself. They are not endorsements or independent safety findings.

Affirm | Pay over time with flexible payment plans and no feesBuy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees. Pay in 4 interest-free or get more time and see your total cost upfront About Us | AffirmLearn about Affirm's mission to deliver honest financial products that improve lives. No hidden fees, no gotchas—just simple, transparent payment options. Affirm's product suite: customer financing solutions for businessesWith Affirm, you can offer Pay in 4, installments, or both, with technology that tailors payment options and promotions to each purchase. Affirm for merchants: offer customer financing and buy now pay later options for your businessAffirm gives your customers a better way to pay over time, with no fees or surprises. From 0% APR offers to flexible payment plans, we offer a wide variety of payment solutions to How to use Affirm for flexible buy now pay later payment plansPay with flexible payment plans from Affirm. Upfront interest, no late fees and offers as low as 0% APR. The Affirm Card—pay over time with no card fees, hidden fees, or growing interestPay in full for everyday purchases or pay over time with no hidden fees, card fees, or growing interest. Request a plan to pay over time, then swipe. Download Affirm app: buy now pay later appDon't see Affirm at checkout? No problem! Shop any store and pay over time with the Affirm app. Plus, unlock exclusive offers as low as 0% APR. Affirm | Pay over time with flexible payment plans and no feesBuy now pay later without the fees. Flexible payment options with longer plans, lower payments and no fees. Pay in 4 interest-free instalments or get more time and see your total c Affirm | Buy now, pay later with no late fees or surprisesWith Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love. Affirmer | Achetez maintenant, payez plus tard sans frais de retard ni surpriseAvec Affirm, vous pouvez payer au fil du temps chez vos marques préférées. Pas de frais de retard ni d'intérêt composé, juste une façon plus responsable de dire oui aux choses que

Public page evidence

Topics and keywords observed on affirm.com

12 phrases

These phrases were extracted locally from sampled public page metadata. They are observations, not search-volume or ranking estimates.

pay over timeTitle, Meta description6 sampled pages
feesTitle, Meta description7 sampled pages
buy now payTitle, Meta description6 sampled pages
pay laterTitle, Meta description6 sampled pages
paymentTitle, Meta description6 sampled pages
flexible paymentTitle, Meta description4 sampled pages
payment plansTitle, Meta description4 sampled pages
fees orTitle, Meta description3 sampled pages
no feesTitle, Meta description3 sampled pages
interestTitle, Meta description5 sampled pages
optionsTitle, Meta description5 sampled pages
pay inMeta description4 sampled pages

At a glance

Key findings

✓

Report is current

The displayed evidence comes from the published immutable scan.

i

Confidence is separate

Unavailable evidence is shown as missing and never counted as clean.

!

Verify before sensitive actions

Check the exact URL and context before payments, credentials, or downloads.

Fully explainable

Why this score?

Versioned weights
Threat IntelligenceWeight 25%
55/100

Threat providers were unavailable. The neutral uncertainty baseline is not a clean verdict.

Domain HistoryWeight 10%
95/100

Domain registration age and expiry were checked.

InfrastructureWeight 10%
92/100

Observed DNS records and network address were checked.

Website SecurityWeight 15%
95/100

Observed certificate validity and TLS protocol were checked.

Security HygieneWeight 15%
60/100

Observed security header values were checked for basic protective settings. Empty values, disabled HSTS and unrecognized values receive no credit. This is not a complete browser-policy validation.

TransparencyWeight 5%
54/100

Observed site metadata and About page were checked. Publisher-supplied details are not independently verified.

ReputationWeight 5%
50/100

Popularity is weak context, not proof of safety. Unranked sites use a neutral baseline.

Operational StabilityWeight 15%
85/100

Observed HTTP status and final connection scheme were checked.

Server-side analysis

Automated security checks

Local antivirus and phishing checks

ClamAV · homepage HTMLNo signature match in the sampled HTML
Engine version1.5.4
Signature database date (UTC)2026-09-30T06:24:18+00:00
HTML bytes submitted927,967
Phishing.Database · exact hostnameNot listed in this snapshot
Feed downloaded (UTC)2026-09-30T12:00:07+00:00
Hosts in local snapshot386,027

Sampled scripts and pages

Resource analysis incomplete

3 resources checked · 1 script links observed on the homepage. Partial resource coverage.

ClamAV inspects the fetched homepage HTML on our server. New scans also sample up to four linked scripts and two collected internal pages, with size and time limits. Scripts are not executed. Other downloads, private server files and logged-in pages remain outside this check. A signature match needs investigation and can be a false positive. No match is not a whole-site safety guarantee.

Exact hostname lookup uses a downloaded Phishing.Database snapshot. It does not send this domain to an external lookup API or mark sibling subdomains as harmful. Not listed does not mean safe. Snapshot age is download age, not proof that every entry was recently revalidated.

Homepage HTML only · Eight local rule families · local-security-v2

Checks use the fetched page and redirect chain. Scripts are not executed, forms are not submitted, and linked files are not downloaded. This is not a malware clearance.

Page resource inventory

Linked scripts1
Inline scripts2
Embedded frames0
External script hosts0

Counts describe the sampled HTML, not every resource loaded by the browser. External resources are common and are not automatically harmful.

Partial analysis. Only the first 512 KiB of the page were inspected.

No listed local patterns observed. The limited rule set cannot detect every threat or behavior.

External threat intelligence

Provider coverageNot checked

Local checks do not query external reputation databases. An unavailable check is never a clean result.

Registration

Domain information

Public RDAP observation
Canonical domainaffirm.com
RegistrarMarkMonitor Inc.
RegisteredDec 2, 1999
Domain age26 years
ExpiresDec 2, 2027
Registry statusesclient delete prohibited · client transfer prohibited · client update prohibited
Report statePublished

Infrastructure

Network & hosting

Observed endpoint, not legal location
IP address162.159.140.33
Autonomous systemUnavailable
Network organizationUnavailable
Observed countryUnavailable
CDNCloudflare
Web application firewallNot detected

At a glance

Infrastructure summary

Observed during this scan

A compact view of the connection, DNS and security surface. These observations describe what the scanner could verify at scan time and do not prove ownership or ongoing availability.

HTTP response200 · https://www.affirm.com/
Endpoint162.159.140.33
NetworkUnavailable
CDN and WAFCloudflare · Not detected
DNS surface50 records · 4 nameservers · 3 mail exchangers
Protection signals2 security headers · 3 technologies · DNSSEC unknown

Page telemetry

Observed page statistics

Safe metadata only

These counters describe the fetched response and sampled HTML. Script counts describe references in the markup, not a complete browser network log. Cookie counts cover observed response headers.

Response size927,967 bytes
HTTP check duration1,000 ms
Cookies observed2
Script resources1 · 0 external hosts
Frames and sampled checks0 frames · 3 resources checked

Encrypted transport

TLS certificate

Valid when observed
StatusValid when observed
ProtocolTLSv1.3
IssuercountryName=US, organizationName=Google Trust Services, commonName=WE1
Valid fromAug 9, 2026
Valid untilNov 7, 2026
Certificate names*.affirm.com · *.global.affirm.com · affirm.com

Resolution

DNS footprint

DNSKEY status unknown

DNSKEY presence does not verify the DNSSEC signature chain. Missing records can mean no record was returned or the lookup was unavailable.

A162.159.140.33TTL —
A172.66.0.33TTL —
NSns-1463.awsdns-54.orgTTL —
NSns-1890.awsdns-44.co.ukTTL —
NSns-217.awsdns-27.comTTL —
NSns-614.awsdns-12.netTTL —
MX10 mailstream-central.mxrecord.mxTTL —
MX20 mailstream-east.mxrecord.ioTTL —
MX20 mailstream-west.mxrecord.ioTTL —
TXT_globalsign-domain-verification=VPemhDee0EKRXi0IPzeSUrn849jHevrjIaTeDYOTZ4TTL —
TXT_qm6p025ab7k2h7kb2y0j0zp9cwscrk9TTL —
TXT4ljp7ydys3rtqbxq2yjdqrg9z321lq2bTTL —
TXTanthropic-domain-verification-h8f8k6=PpUd4cztMwsLI1DtU02QAu6j8TTL —
TXTatlassian-domain-verification=DNaiSBS5ThZ8raU2CEfYYtOMwoTp18LXzmzqIAqebu9p01eO5kNlarSrfiBcHdv3TTL —
TXTatlassian-sending-domain-verification=d1e7e26c-2a5c-4306-9df8-0e600bc70f7eTTL —
TXTca3-4f17d21d484146598a0674fbbbe45ecdTTL —
TXTcanva-site-verification=tICckyw9TNkjWqLhWySfNQTTL —
TXTcursor-domain-verification-8x01t1=NWLM4fVaIkaxy6uhunmiMP9vmTTL —
TXTdecagon-domain-verification-rx2vg4=xMQQmURySInNzb3Q753GcsV2nTTL —
TXTdocker-verification=7ac102e0-2b62-4b05-b134-775363b687a2TTL —
TXTdocusign=73b980e5-4728-47f9-92ed-d2319fef15e2TTL —
TXTdocusign=b06e9be3-7666-4868-9dcc-4170a01f13faTTL —
TXTfacebook-domain-verification=mljae013pphr1v7s9qmjr1od0q4b37TTL —
TXTgoogle-site-verification=oPKjTfgSY7Gb_ICYHM4lsKIvTDIumzw51ULdQByWEpITTL —
TXTgoogle-site-verification=pAkhUEXOAsw03YML584P4Mz6AGWKrI_rvVMIlMA4TMUTTL —
TXTgoogle-site-verification=s822qoydlNAOABuINWk0Znrj67HclLkvZ2VXCX6NmhcTTL —
TXTHZIXGSRIUTTL —
TXTjamf-site-verification=szXyQtQBT9BqzeGBWTKfSwTTL —
TXTjumio-up-idp-domain-verification=96ab6d36-87c5-4b60-b28f-52d4b142b4d5TTL —
TXTmongodb-site-verification=fqxbrWhHRvG385BWYMqDU3TDjQLSGHpgTTL —
TXTnotion-domain-verification=GwCK7iKBVct6TTvYCzMWbPgFaKUtZqdSrc9ZTQEDZ42TTL —
TXTonetrust-domain-verification=c63ef161ba274c75aefba3883ca2fc05TTL —
TXTopenai-domain-verification=dv-g5d0T9rsUBFcnyS05B4NGInpTTL —
TXTparallels-domain-verification=ca3b420b7d2543a59ed0bbd750f850e30ff2363e91444abf87ec5ed6397d5f4bTTL —
TXTpardot778433=e67349940141eb000ae0e650dc81b761d64a27f949669078aec081322b1cbb6cTTL —
TXTpardot778433=fb24e220f454dd50a1a8eb4ce4fb9e03ce8a578f671906e6a66968e824c5e169TTL —
TXTpardot963153=538c428c1d9495f89dc9645e5ab71a6a39ad535358c9ac950d1b513070c5eebeTTL —
TXTsending_domain778433=c2dbea95d44d98d2a63c7469add3164700dbec73184e3037fa85361f93ec7ff3TTL —
TXTsending_domain963153=538c428c1d9495f89dc9645e5ab71a6a39ad535358c9ac950d1b513070c5eebeTTL —
TXTslack-domain-verification=Zm7pKyRJuiFUsnxgltPQQC8Tp8Kxep2b29afZgy7TTL —
TXTsmartsheet-site-validation=tqVQ74cZA1pKsWlc_D5QlMPNb8vYtvNbTTL —
TXTstatus-page-domain-verification=987w3nfgs7sgTTL —
TXTstripe-verification=2759d29e60c0bae7d9e8212a26bc1ec10e7908af6f0522bf956e547af7208cadTTL —
TXTstripe-verification=2d0b5051e630a87b101bdb649af6aab1469d7dfb8e724193dff3c74e184a9047TTL —
TXTstripe-verification=3b73576e1b62f90177c431aed31f2c31a2db959eeae803df79170108c715258dTTL —
TXTstripe-verification=8894522d609849b1342f894c8055a03aa1ea7a88b8526f50aeb2d7721c4f8291TTL —
TXTstripe-verification=ee3426c0fb21c0e8a3f1f5368401b06dc9b9eeb94d04f3ea91bf9e8223ecb3ecTTL —
TXTv=spf1 include:%{i}._ip.%{h}._ehlo.%{d}._spf.vali.email ~allTTL —
TXTwhz0k8v6zgmqlf35g8mlgtpjjxvjwvlgTTL —
TXTZOOM_verify_Pcvm9macqAX0TOiB7I4IH8TTL —

DNS observations · no external lookup API

Domain email protection

Exact-host SPF and DMARC observations help the owner investigate email impersonation risks. They are separate from website malware checks and do not change the Safety Score.

SPFDNS lookup unavailable
DMARCPolicy record observed, not fully validated

What to do next

Review the records with your mail administrator. Inventory legitimate senders and test SPF and DKIM alignment before enforcing a stricter DMARC policy. Fix duplicate records and investigate overly permissive SPF rules.

This bounded check does not send email, probe SMTP, evaluate recursive SPF includes, verify DKIM signatures or apply organizational-domain DMARC inheritance. A missing subdomain record does not prove that no inherited protection exists. A DNS timeout is unknown, not an absent record. A policy record is not proof that messages authenticate successfully.

Responsible disclosure

security.txt

RFC 9116 observation
StatusPublished and readable
Security contacts1
Policy linkNot observed
ExpiryMissing or expired

This is a public vulnerability-reporting contact file. Its presence does not prove that the website is safe and does not change the independent Safety Score.

Browser protections

Security headers

2 observed
strict-transport-securitypresent max-age=31557600; includeSubDomains
x-frame-optionspresent SAMEORIGIN

Response headers

Cookie protections

Passive observation
Cookies observed2
Missing Secure0
Missing HttpOnly0
Missing SameSite0

Only cookie attribute counts are retained. Cookie names and values are never stored. These observations are not proof of compromise and do not independently change the Safety Score.

Detected stack

Technologies

Bootstrap 80% Cloudflare 98% Google Tag Manager 96%

Versions are shown only when publicly exposed by the page or response headers. An observed version is not, by itself, proof of a vulnerability.

JavaScript library advisories

1 sampled JavaScript files checked locally with Retire.js. Database snapshot: 2026-09-30T02:40:06.930Z.

No supported library version was identified in the sampled files. This does not establish that the scripts are safe.

A version match is not proof that the website is infected or that an issue is exploitable here. Owners should review the advisory, check whether their code is affected and test an update. Up to four external script files are sampled, not every dependency, inline script or dynamically loaded resource.

About this website

What the site says about itself

Learn about Affirm's mission to deliver honest financial products that improve lives. No hidden fees, no gotchas—just simple, transparent payment options.

View the site's About page ↗

This is publisher supplied information. The independent safety findings are shown separately.

Structured facts

Website identity & response

Public page metadata
Page titleAffirm | Pay over time with flexible payment plans and no fees
First headingUnavailable
DescriptionBuy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees. Pay in 4 interest-free or get more time and see your total cost upfront.
Canonical URLhttps://www.affirm.com/
Final URLhttps://www.affirm.com/
HTTP response200 · text/html · 1000 ms
Languageen
Structured typesNone observed
Page page detectedhttps://www.affirm.com/business/solutionsAbout page detectedhttps://www.affirm.com/about
present100% evidence confidence
Security txt.has policy100% evidence confidence
1100% evidence confidence
Security txt.expires valid100% evidence confidence
1100% evidence confidence
1100% evidence confidence
en100% evidence confidence
1100% evidence confidence
Local cookies.cookies missing httponly100% evidence confidence
Local cookies.cookies missing samesite100% evidence confidence
50100% evidence confidence
4100% evidence confidence
3100% evidence confidence
unavailable100% evidence confidence
Dns consistency.cname present100% evidence confidence
31557600100% evidence confidence
Local headers.permissions policy present100% evidence confidence
1100% evidence confidence
Local headers.hsts preload100% evidence confidence
2100% evidence confidence
1100% evidence confidence
Local headers.csp present100% evidence confidence
Local headers.cors wildcard origin100% evidence confidence
Local headers.cors present100% evidence confidence
Local headers.cors credentials with wildcard100% evidence confidence
2100% evidence confidence
Local cookies.cookies missing secure100% evidence confidence

Connection path

Redirect chain

1 recorded hops
Hop 1https://www.affirm.com/

The chain is shown exactly as observed by the scanner. A redirect is not itself a malware finding, but unexpected domains or an HTTP downgrade deserve review.

Premium monitoring

Catch downtime and security changes automatically

Regular checks, availability history, and alert emails are reserved for Premium websites. Free reports remain point-in-time scans and do not create recurring server work.

Enable monitoring for this website

Compared with the previous scan

What changed

Safety ScoreNo comparable score
HTTP statusUnavailable → 200
Final URL changedYes
Technologies addedbootstrap, cloudflare, google-tag-manager
Technologies removedNone observed

This comparison uses persisted scan evidence only. A changed signal can reflect a real website change, a different response or newly available evidence.

Explainable matching

Digital fingerprint

fingerprint-v1
quiet-shield-ring-669

Comparable components help find technically related websites. A match does not prove common ownership.

DnsHashed private comparison value
TechnologiesHashed private comparison value

Material changes only

Change history

Safety score updated from 75 to 74.

score changed

Website icon for affirm.com

Visual evidence

Website screenshot

Screenshot of affirm.com
Captured once in an isolated browser during this scan. Visual tint is an interface overlay. The original evidence is not duplicated.

For site owners

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Use the current report link so visitors can verify the evidence. A badge is a transparency signal, not a paid ranking boost.

Questions about affirm.com

FAQ

Still have questions? Contact us →
Is affirm.com safe to visit?

The latest Safety Score is 74/100 with 75% Evidence Confidence. This is a point-in-time assessment of observed technical signals, not a guarantee. Check the exact address and avoid entering payment details if anything looks unusual.

Did the scan detect malware on affirm.com?

ClamAV found no signature match in the sampled homepage HTML. External scripts, downloads and private server files were not checked. This is not a whole-site malware clearance.

When was affirm.com registered?

The public registry record shows Dec 2, 1999. Registration details may be privacy-protected or updated later.

Did affirm.com have a valid TLS certificate?

The scanner observed a valid TLS certificate using TLSv1.3. A valid certificate alone does not establish that the site is safe.

How does affirm.com describe itself?

The website's About page describes its purpose in the report above. This is publisher-supplied information and is separate from independent security findings.

Can a paid listing change this website's score?

No. Premium placement and owner-supplied pages are labelled separately. Technical evidence, the Safety Score and moderation decisions remain independent.